Commercial Credit Risk Consultant

Equifax • Chicago, IL

3d • Hybrid

About The Position

Equifax is seeking a Credit Risk Consultant to join their Commercial team. This role focuses on providing pre- and post-sales consulting on technical and analytical solutions, working in partnership with Sales and the Technology/Analytics organization to demonstrate innovative solutions and add value to customers' objectives. The position involves travel to customer sites as needed. The consultant will support commercial lending clients in implementing Equifax’s credit risk and portfolio management solutions, advising on how to best utilize these solutions for proactive credit risk management, portfolio improvement, and capital planning. Responsibilities include providing technical support for Equifax’s commercial risk products, conducting training and demos, participating in Client Business Reviews, analyzing portfolio performance, and producing proof of concept analytics for prospective clients. The role requires collaboration with internal stakeholders and external customers, including Analytics professionals, Sales, Operations, and I.T. staff, to support customer needs and consult on credit risk strategies. The role also involves working on various other projects as they arise.

Requirements

• Minimum 5 years of professional experience
• 3+ years Client Facing experience/post sales support experience
• Three or more years of experience in Credit, Risk, Collections, or Portfolio management related roles
• College degree, preferably in a business/finance/economics major or a quantitative major (mathematics/statistics), or relevant experience
• Consistent with Equifax’s 3/2+2 flexible work framework, a willingness to work Tuesday, Wednesday, Thursday in Equifax’s Chicago-based office

Nice To Haves

• Master’s Degree
• Client facing or Consulting experience within financial services or commercial lending spaces
• Fluent English and strong verbal and written communications skills
• Knowledge of SQL or other similar programming languages and tools
• Coursework or practical experience with Accounting and Statistics, particularly analyzing and working with very large datasets or lending portfolios

Responsibilities

• Support commercial lending clients implementing Equifax’s credit risk and portfolio management solutions
• Consult clients on how best to use these Equifax’s solutions to proactively manage their commercial credit risk, improve their portfolio management capabilities, and to assist in their capital planning processes
• Provide technical support to clients relating to Equifax’s commercial risk products, primarily Equifax’s Absolute Probability of Default and other portfolio management products
• Provide training and demos on Equifax’s commercial risk solutions
• Participate in Client Business Reviews and leverage Equifax’s solutions and data to provide statistics on client portfolios and to consult on optimizing client’s portfolio management strategies
• Work closely with clients to help answer product related questions or to research potential issues associated with Equifax’s portfolio management and commercial risk products
• Analyze the performance of Equifax commercial risk solutions, institutions' own risk ratings or models, and current credit/risk practices to produce proof of concept analytics for prospective clients and to inform strategy recommendations for existing clients
• Explain Equifax solutions, analyses, and findings to internal stakeholders and external customers
• Collaborate with other Analytics professionals, Sales, Operations, I.T. staff, and management to support Equifax's customers' needs and to consult customers on designing credit risk strategies leveraging Equifax’s products
• Work on a variety of other projects, as they arise

Benefits

• Comprehensive compensation and healthcare packages
• 401k matching
• Paid time off
• Organizational growth potential through our online learning platform with guided career tracks

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level
• Education Level: Associate degree