Summer 2027 Commercial Credit/Banking Intern - Investment Real Estate

First National Bank Of Pennsylvania•Raleigh, NC

7d•Onsite

About The Position

This position focuses on investment real estate lending. The purpose of this internship is to give a college student the opportunity to see all aspects of the Commercial Bank at FNB, with a focus on Credit Analysis and Underwriting. This would include but not be limited to: credit training, financial spreads and analysis, cash flow and collateral analysis; opportunities to shadow outside sales calling efforts with both Commercial Lenders and Business Partners, and interaction with Sales & Executive Management. In the role of Commercial Banking Intern, you have the opportunity to apply your knowledge of business and finance to real world scenarios within our commercial banking segment. Throughout this experience you will gain practical, challenging and meaningful on-the-job work experience as a commercial banking professional with an organization who is continuously recognized as a Top Workplace and Best Place to Work.

Requirements

Needs to be officially enrolled in an undergraduate bachelor program with a major in areas such as Finance, Accounting, Marketing or Information Technology

Nice To Haves

Internship Overview/Summary: This position focuses on investment real estate lending.
The purpose of this internship is to give a college student the opportunity to see all aspects of the Commercial Bank at FNB, with a focus on Credit Analysis and Underwriting.
This would include but not be limited to: credit training, financial spreads and analysis, cash flow and collateral analysis; opportunities to shadow outside sales calling efforts with both Commercial Lenders and Business Partners, and interaction with Sales & Executive Management.
In the role of Commercial Banking Intern, you have the opportunity to apply your knowledge of business and finance to real world scenarios within our commercial banking segment.
Throughout this experience you will gain practical, challenging and meaningful on-the-job work experience as a commercial banking professional with an organization who is continuously recognized as a Top Workplace and Best Place to Work.
Gain hands-on experience working for a dynamic and innovative organization while learning about the financial services industry
Work directly with assigned business leaders and professionals on various projects and assignments
Have the opportunity to participate in networking events and meetings
Have the opportunity to participate in corporate training opportunities to further aid in your professional development
Work directly with assigned business leaders and professionals on various projects and assignments
Have the opportunity to participate in networking events, meetings, and corporate training opportunities to further aid in your professional development
As an intern at F.N.B., you have the opportunity to experience daily what you learned in your finance or economics classes, see how banks work satisfying the needs of businesses and consumers, enhance leadership skills working with high-performing executives, learn the skills that differentiates F.N.B in the marketplace, understand interest rates and other key financial drivers, acquire credit skills key to portfolio health and learn complex regulatory compliance issues and more.
Possible positions include key support areas such as Finance, Marketing, HR, Project Mgmt. and Accounting.
Opportunities are based on assigned department, possible examples include organizational structures, business etiquette, interpersonal/conflict resolution/sales/negotiation skills, industry information, products and services and functional responsibilities for various Bank departments.
Potential examples are based on the department assigned but can include pricing decisions, financial analysis, qualitative analysis, credit risk mitigation, identifying borrowing needs, project timelines and marketing plans.
Possible examples include business meetings, sales calls, training sessions, email communication and conference calls.
Examples include department or Intern projects.
Possible examples will be numerous in virtually every department in the Bank.
F.N.B. Corporation is committed to achieving superior levels of contact by adhering to regulatory laws and guidelines.

Responsibilities

Participate in credit training
Participate in other systems training and be provided with the opportunity to work with credit analysts, portfolio managers and commercial lenders in tracking, administering and growing the Bank’s commercial portfolio
Shadow either commercial lenders or their business partners on outside business calls
Spend time interacting with other FNB business partners which may include: Private Banking, Treasury Management, Wealth/Brokerage, and Business Banking
Spend time interacting with Commercial Administration Management (both Regional Banking Executive’s and Market Managers)
Participate and attend FNB related events/trainings that are scheduled for all Summer Interns
Learn aggressively: Be open to new ideas and concepts, ask questions and be intellectually curious.
Analyze: Improve the quality of decision making by doing appropriate and thorough analysis.
Communicate well: Deliver information in a clear, logical and effective manner. Convey information both in writing and orally.
Display Teamwork: Work well with others to achieve group goals.
Get Results: Be accountable, responsible for the output of one's effort.
Compliance/Integrity: Understand and follow all company policies and procedures.
Complete required trainings and course work in a satisfactory manner and on time.
Complete project assignments in conjunction with rotations and work with appropriate oversight to complete.
Learn to accomplish objectives by developing and prioritizing actions steps and establishing and communicating the work plan to the appropriate participants.
Performs other related duties and projects as assigned.
Serve as risk managers for their businesses by understanding, reporting, responding to, managing and monitoring the risk they encounter daily as required by F.N.B. Corporation’s risk management program.
Adhere to regulatory laws and guidelines.