Commercial Credit Analyst

Bluestone Bank • Raynham, MA

16h • Onsite

About The Position

The Commercial Credit Analyst is responsible for analyzing financial data and assessing the creditworthiness of commercial clients. This role completes the underwriting of loan requests and extensions of credit to business clients of the Bank, as well as financial analysis with customers in the loan portfolio.

Requirements

• Bachelor’s degree in business, finance or accounting.
• Two or more years of credit analysis experience, or at least one year as a Jr. Commercial Credit Analyst.
• Good financial analytical abilities; detailed oriented.
• Good written and verbal communication skills.
• Proficient in MS Word & Excel.

Responsibilities

• Analyzes loan data and financial information on new, renewal and existing loans, including data provided by credit bureaus, other financial institutions and Bank files.
• Completes Credit Memo/Underwriting of requests for commercial credit, remote deposit capture, and ACH customers with the Bank.
• Prepares spreadsheets, reports, summaries and opinions for Bank Officers on new, renewal and existing loans.
• Assigns risk ratings to each borrower of the bank.
• Provides technical support to loan officers as needed.
• Assumes additional responsibilities as requested.

Benefits

• A competitive salary with performance-based incentives.
• Comprehensive medical with deductible reimbursement, dental, and vision coverage.
• An employer matching 401k plan.
• Training and professional development opportunities, including tuition reimbursement.
• Work life balance with paid time off, paid volunteer hours, and 11 paid holidays.

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level