Commercial Credit Analyst
About The Position
Hyundai Capital America (HCA) helps people move forward. Through Hyundai Motor Finance, Genesis Finance, and Kia Finance, we deliver innovative financing, leasing, and insurance solutions to more than 3 million customers and businesses nationwide. We’re a company driven by growth, innovation, and people. At HCA, you’ll find opportunities to build new skills, expand your career, and make a real impact—while working in a diverse, inclusive, and values‑driven environment. We’re proud to support our communities through volunteerism, philanthropy, and engaged Employee Resource Groups. If you’re looking for a fast‑paced, collaborative workplace where your ideas matter, join us as we lead the future of financing freedom of movement. Apply today.
Requirements
- 5 years of automotive finance credit analysis experience required.
- Knowledge of financial statements preferred
- This position will require the development of credit and financial skills in an analytically challenging environment.
- Good time management, prioritization skills, and high attention to detail.
- Proficient in Word, Excel and Outlook.
- Strong written and verbal communication skills.
- Possess a high level of subject matter expertise in all areas supported.
- Team oriented, strong interpersonal skills.
Nice To Haves
- Knowledge of financial statements preferred
Responsibilities
- Complete periodic reviews in the required scheduled formats; CCAP, Risk Based Review or Automated Review.
- Complete assigned dealer monthly reviews with recommendations to minimize the number of Watch List dealers.
- Complete applicable tasks on the liquidation checklist after floorplan payoffs.
- Review overline/aging and interface with Sales to determine causal factors and obtain plan to reduce.
- Review floorplan insurance policies for proper coverage and compliance.
- Collect on excessive audit exceptions (SIV/FIV), principal & interest payments (10th business day of month) and curtailments (last business day of the month). Monitor and follow-up on reported duplicate financed vehicles.
- Participate in any other assigned duties as requested including processing new requests as needed.
Benefits
- Hybrid flexibility – 4 days in office, 1 day remote
- Vehicle perks – monthly vehicle allowance plus purchase and lease discounts
- Comprehensive health coverage – medical, dental, and vision plans
- Employer-funded HSA contributions to help reduce healthcare costs
- 401(k) with company match and immediate vesting from day one
- 100% company-paid life and disability insurance
- Wellbeing benefits including fitness and health resources
- Leadership programs and career development that support continuous learning
- Paid Volunteer Time Off and a company charitable donation in your honor
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What This Job Offers
Job Type
Full-time
Career Level
Mid Level
Education Level
Associate degree
