Commercial Credit Analyst- Broadly Syndicated Lending

Stifel•St. Louis, MO

30d•Onsite

About The Position

The Credit Analyst will provide support to the Commercial Lenders and Portfolio Managers with emphasis on financial analysis in determining the creditworthiness of a borrower. The Credit Analyst will have exposure to both private and public companies over a wide variety of industries, cash flow and other types of lending, and direct and syndicated loan opportunities.

Requirements

Self-motivated with strong work ethic.
Strong ability to effectively communicate (written and oral).
Knowledge of economic and accounting principles and practices, the financial markets, banking and the analysis and reporting of financial data.
Use of logic and reasoning to identify the strengths and weaknesses of alternative solutions, conclusions or approaches to problems.
Strong ability to produce high quality work products independently and as part of a collegial team.
Bachelor's Degree in finance, accounting or equivalent experience
Proficient in Microsoft Word, Excel, PowerPoint, Outlook

Nice To Haves

1+ years of commercial credit analyst work or related experience preferred.

Responsibilities

Analyze business financial statements and create cash flow models to be utilized in support of new and existing commercial loans, renewal requests, and amendments.
Assist in the preparation of credit evaluation memorandums, annual and quarterly reviews, and accurate and timely risk ratings.
Assist in the ongoing management and monitoring of a commercial loan portfolio.
Ensure that certain financial statements and compliance certificates are up-to-date.
Maintain in-depth knowledge of the soundness of borrowers and collateral through financial research, including evaluating financial statements and analyzing third party data.
Assist in preparation of monthly Bank Board of Directors reports providing a summary of commercial relationships.
May assist with overarching Corporate Banking projects.