Commercial Credit Analyst

HomeTrust BankAsheville, NC
Onsite

About The Position

The Commercial Credit Analyst is a mid-level Analyst role responsible for managing and completing financial statement spreads, borrowing base calculations, and covenant calculations. The Commercial Credit Analyst manages and clears ticklers for assigned pod and prepares monthly tickler reporting. The Commercial Credit Analyst will begin assisting Portfolio Managers with the completion of credit underwriting packages as skill set increases and time allows.

Requirements

  • Bachelor’s degree in Accounting, Finance, or related field.
  • Minimum of 2+ years of credit analysis or related experience.
  • Strong communication, interpersonal, organizational, and time management skills.
  • Works with a sense of urgency.
  • Must be a self-starter with a strong worth ethic.
  • Demonstrated ability to work independently to meet deadlines while managing multiple projects / processes.
  • High degree of personal and professional integrity – consistent, trustworthy, honest, and fair in dealing with bank staff and customers.
  • Must be flexible and willing to take-on projects and responsibilities outside the primary scope of position.
  • Proficient with Microsoft Office products.

Responsibilities

  • Manage and complete financial statement spreads for designated pod.
  • Manage and complete borrowing base calculations for designated pod.
  • Manage and complete covenant calculations for designated pod.
  • Manage, track and clear ticklers for designated pod.
  • Assist Portfolio Managers with the completion of credit packages.
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