Commercial Credit Analyst

Palm Harbor Homes•Plano, TX

2d•Onsite

About The Position

CountryPlace Mortgage, a leading nationwide personal property, mortgage and commercial lender headquartered in Plano, TX, is seeking a Commercial Credit Analyst to help grow our Commercial Lending Department. This in-person role is in our Plano, TX office. The Commercial Credit Analyst will complete financial analysis for floorplan lines, floorplan buyouts and other commercial lending, including real estate and revolving lines of credit.

Requirements

Strong analytical skills
Excellent verbal and written communication skills
Outstanding organizational and project management skills
Effective Interpersonal skills to collaborate with stakeholders
Strong work ethic with an ability to meet deadlines while multi-tasking
Ability to identify and resolve problems in a timely manner
Willingness to learn and grow in a fast-paced environment
Effective decision-making, customer service and problem-solving skills
Strong attention to detail and accuracy
Ability to work effectively in a team environment
BA/BS degree required in Finance, Accounting, or Business
Beginning to intermediate MS Office skills in Excel, Word and PowerPoint

Responsibilities

Underwriting commercial loan requests for new and existing relationships by analyzing the financial condition utilizing financial statements, tax returns, CPA statements, bank statements, and other necessary documentation
Cash flow analysis and pro forma forecasting and scaling
Full understanding of entity legal ownership structure and ability to provide clear, concise explanation of them
Ensure appropriate security instruments are recommended based on risk profile and ownership structure
Present recommendation, details and financial analysis to the appropriate authority level
Ownership of UCC process (filing, search and notification) to ensure properly perfected
Timely communication to stakeholders (Dealer, Manufacturer, Sales and Management) through the process
Obtain answers to any questions regarding financials, credit line requests, structure, and other relevant factors
Maintain a stakeholder focus throughout the underwriting process, exceeding service level commitments
Prepare legal documents and follow up to ensure necessary documentation is received
Final review of loan documentation and audit prior to loan funding
Participate in periodic account reviews and maintenance
Consistently meets and exceeds individual, team and department objectives
Perform other duties and special projects as assigned