Commercial Credit Analyst

Community 1st Credit Union•Ottumwa, IA

1d•Onsite

About The Position

As a Commercial Credit Analyst, you'll be in-office at our Ottumwa Richmond location, diving into the dynamic world of finance and helping shape the future of local businesses. You'll collaborate with passionate colleagues, utilizing innovative tools to evaluate creditworthiness and drive economic growth in our community. Your insights will impact key financial decisions, making you an essential player in our mission to empower members and foster prosperity. Every day offers new challenges that will sharpen your problem-solving abilities and enhance your customer-centric approach.

Requirements

Strong grasp of financial concepts, including risk assessment and creditworthiness evaluation.
Attention to detail for meticulous analysis of financial documents.
Effective communication skills for conveying complex information clearly and building rapport.
Problem-solving abilities to navigate challenges and identify innovative solutions.
A member-centric mindset to prioritize member satisfaction while maintaining integrity.

Nice To Haves

An eagerness to learn.
A passion for the financial industry.

Responsibilities

Reviewing loan applications and assessing potential risks.
Evaluating financial statements and credit reports.
Providing insights and recommendations to loan officers for informed lending decisions.
Gathering detailed information and clarifying questions to ensure a seamless application process.
Supporting the development of innovative financial solutions tailored to meet customer needs.
Assisting in the overall growth of the credit union.