Commercial Banking Portfolio Manager
About The Position
The main purpose of this job is to manage and service a portfolio of commercial customers, including expanding, building and maintaining strong customer relationships with a resulting high level of customer satisfaction. The role involves serving as the primary advisor for commercial relationships, evaluating customer service requests, assisting with credit requests, preparing loan booking requirements, managing annual credit reviews, preparing loan presentations and credit reviews, maintaining loan reporting, assisting with watch list credits, and ensuring compliance with all Bank policies, procedures, regulations, and laws.
Requirements
- Strong knowledge of commercial banking field
- Strong knowledge of commercial products, credit policies, procedures and terminology
- Ability to maintain a valid driver’s license and meet Commerce Bank’s driving record criteria; ongoing employment may be contingent upon meeting all driving requirements
- Excellent analytical and problem-solving skills
- Excellent presentation skills
- Strong decision making skills
- Ability to use a high degree of critical thinking skills in managing a large portfolio of diverse and complex commercial relationships
- Motivated and organized self-starter with strong attention to detail and the ability to manage multiple priorities
- Inquisitive, agile and strong team player with excellent written, verbal and interpersonal communication skills
- Ability to remain adaptable and resilient to all situations with an optimistic outlook and cast a positive shadow that is aligned with our culture and Core Values
- Intermediate proficiency with Microsoft Word, Excel and Outlook
- Bachelor’s degree in Business Administration, or equivalent combination of education and experience required
- 5+ years of commercial banking experience required
- Federal regulations require Commerce Bank to prepare an investigatory consumer report which will disclose credit history. If you express interest in and are considered for this position, you will be asked to authorize that report.
- Commerce Bank will review your motor vehicle driving record. If you express interest in and are considered for this position, you’ll be asked to authorize our review of that record.
Responsibilities
- Serve as the primary advisor for commercial relationships, while ensuring a high level of customer satisfaction and retention
- Evaluate customer service requests for existing relationships, including loan renewals and modifications
- Assist the Regional Managers on credit requests, including: general underwriting, loan structuring, negotiating/pricing, collateral, and analyzing industry/credit risk
- Prepare loan booking requirements, including: negotiating terms, the review of loan documentation and assisting in the closing process
- Manage annual credit review schedule for team of Relationship Managers
- Prepare loan presentations and credit reviews as necessary
- Maintain loan reporting, including: such things as past dues, documentation and collateral exceptions, financial performance updates, portfolio profitability, etc
- Assist respective Regional Mangers in the credit management of all watch list credits
- Ensure compliance with all Bank policies, procedures, regulations, and laws
- Perform other duties as assigned
Benefits
- employer sponsored health, dental, and vision insurance
- 401(k)
- life insurance
- paid vacation
- paid personal time
- career development
- education assistance
- voluntary supplemental benefits
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What This Job Offers
Job Type
Full-time
Career Level
Senior
