Intern-Commercial Banking (MD)

Fulton Bank • Cockeysville, MD

22h • $18 • Onsite

About The Position

Our Internship Development program is designed to provide Interns with real-world experience in the banking and financial services industry. An internship with Fulton Bank provides opportunities to build essential skills and explore a career path that matches your interests, while gaining valuable insights into the working life at Fulton. In addition, Interns have the opportunity to build their professional network, grow through professional development opportunities, give back to the community, engage with other Fulton Bank Interns, and connect with other employees through our various Employee Resource Groups.
Under close supervision with a designated supervisor, an Intern is responsible for observing Corporate policies and procedures to acquire knowledge and build skills while working with a specific department, division, or on a special project. The duration of an internship is dependent on each specific assignment.

Requirements

• Fulton Bank Interns will be expected to have completed, or are currently enrolled and in the process of completing, a four (4) year college degree from an accredited college/university earning a degree.
• If graduated, must have been within the last 6 months.
• Strong academic performance is required.
• 0-6 months previous experience will align to the needs of the assigned department/project. Experience is demonstrated through former employment or co-op, internship, leadership, or community involvement experience.
• Ideal candidate demonstrates strong interpersonal skills through verbal and written communication, has strong customer service skills, and is a motivated self-starter with drive demonstrating initiative to advance their career.
• Ability to work on multiple tasks/assignments simultaneously, handle and manage a high volume or work, achieve deadlines while producing high quality and accurate products, and work independently and efficiently after instruction has been given.
• Must be able to professionally handle and prepare sensitive and confidential information.
• Technical skills are required with proficiency in the Microsoft Office Suite including Word, Excel, PowerPoint, Outlook, and Teams.
• Must be authorized to work in the United States without sponsorship for a work visa by Fulton Financial Corporation currently or in the future.

Nice To Haves

• Cumulative GPA of 3.0 or higher is strongly preferred.
• Preference will be offered to rising Juniors and Seniors.
• A wide range of majors are considered such as: Accounting, Finance, Banking, Economics, Risk/Compliance, or other business-related majors. Specialty is dependent on the requirements/needs of each internship assignment.
• A general knowledge of Commercial Banking or Commercial lending with ability to interpret financial statements and ask thoughtful questions.
• Demonstrated curiosity around how the bank supports local businesses in the Maryland community.
• Comfortable working with data and spreadsheets, while demonstrating a strong professional presence to engage with customers, employees, and leaders.
• Genuine interest in Commercial banking as a career path.

Responsibilities

• Assists in a wide range of opportunities with tasks in their assigned department.
• Performs assigned duties in designated department to acquire knowledge of methods, procedures and standards required for successful performance.
• Completes reports on progress in internship program and gives feedback about program to Manager and Talent Acquisition team. Management feedback must indicate satisfactory progress to remain in Internship Program.
• Intern may also participate in career training/education as needed, as well as corporate events/initiatives.
• Learn more about all aspects of Commercial Banking with a focus on the Life Science and Tech segment at Fulton Bank by spending time with related business lines to gain an understanding of the relationship between Commercial Banking and overall banking operations. Related areas to include: Consumer Banking and Commercial Product partners such as Treasury Management, Equipment Finance, Fulton Financial Advisors (FFA), etc.
• Spend time interacting with the Commercial Credit department where individual will gain exposure to Commercial Banking loan policy and underwriting procedures. Gain experience with data entry relative to financial reports.
• Primarily assist Life Science and Tech Relationship Managers along with other Relationship Managers with portfolio management responsibilities and pre-call planning research for customer/prospect meetings.
• Attend meetings to observe the approval process and learn where/how commercial lending decisions are made.
• Attend internal and external meetings, events, and engagements: weekly meetings, sales calls, customer calls, joint customer calls, networking events, and community events. Could include time spent throughout the Central PA Region.

Benefits

• mileage reimbursement offered
• medical plans with prescription drug coverage
• flexible spending account or health savings account depending on the medical plan chosen
• dental and vision insurance
• life insurance
• 401(k) program with employer match
• Employee Stock Purchase Plan
• paid time off programs including holiday pay and paid volunteer time
• disability insurance coverage
• maternity and parental leave
• adoption assistance
• educational assistance
• wellness program with financial incentives

What This Job Offers

• Job Type: Full-time
• Career Level: Intern