Commercial Banker

My Kind of Bank • Detroit Lakes, MN

1d • Onsite

About The Position

At My Kind of Bank, we are seeking a Commercial Banker who is passionate about building meaningful relationships and growing a portfolio. This role is ideal for someone who understands that great banking is about knowing customers, understanding their businesses, and helping them achieve their goals. Unlike larger institutions, we offer a community bank environment where local decisions are made, and relationships are paramount. You will have the freedom, trust, and support to take care of your customers, develop new business through networking and community involvement, and become a trusted financial partner. You will structure commercial loans, analyze financial statements, manage a loan portfolio, and identify opportunities to expand relationships through various banking services. You will also work closely with an experienced credit team and represent the bank within the business community, contributing to its continued growth and success.

Requirements

• Commercial lending, business banking, credit, or related financial experience
• Understand commercial credit, financial statements, cash flow analysis, and loan structure
• Enjoy developing new business and growing relationships
• Take ownership of customer relationships and follow through on commitments
• Balance strong credit judgment with a practical understanding of business needs
• Are active in your community and enjoy building professional networks
• Thrive in a relationship-focused environment where initiative and independent thinking are valued

Nice To Haves

• A bachelor's degree in finance, accounting, business, economics, or a related field is preferred. Equivalent experience may also be considered.
• Commercial lending, portfolio management, and business development experience are strongly preferred.
• An established network of business relationships and a demonstrated ability to develop new business will stand out.

Responsibilities

• Build and grow meaningful commercial banking relationships
• Develop new business through networking, referrals, prospecting, and community involvement
• Partner with business owners to understand their goals and become a trusted financial advisor
• Structure commercial loans and financial solutions that fit each customer's unique needs
• Analyze financial statements, cash flow, and creditworthiness to make sound lending recommendations
• Manage and grow a high-quality commercial loan portfolio
• Identify opportunities to expand relationships through deposits, treasury management, and other banking services
• Work closely with an experienced credit team that understands our markets and customers
• Represent My Kind of Bank throughout the business community
• Help shape the continued growth and success of My Kind of Bank

Benefits

• Annual salary + performance incentive
• Compensation will reflect experience, demonstrated production, portfolio management experience, and the relationships and expertise you bring to the role.
• Resources of an established bank without feeling like one name buried inside a massive organization.
• Support, flexibility, and opportunity.

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level