Commercial Banker V

S&T Bank • Akron, OH

1d • Onsite

About The Position

Assumes responsibility for highly complex activity for commercial banking and has a direct responsibility for banking relationships with assigned customers and prospective commercial customers. This role involves interviewing customers, preparing documentation for commercial loans, analyzing financial data, maintaining an aggressive commercial calling program, assisting with governmental lending programs, promoting the bank's image in the community, reviewing loan documentation, managing complex accounts, providing training to less experienced bankers, conducting business development activities, ensuring compliance with loan policies, establishing personalized Treasury Management services, responding to customer inquiries, reviewing Collateral Protection Reports, monitoring loan portfolio performance, mentoring junior bankers, contacting delinquent loan customers, and maintaining good working relationships with bank employees.

Requirements

• Requires a four-year college degree or equivalent, major in Finance/Accounting.
• Ten plus years specialized lending experience.
• Demonstrates strong interpersonal skills with the ability to work independently, as well as motivated to work as a team player to contribute to the success of the department and in turn, the organization.

Responsibilities

• Interviews customers and prospective customers and prepares documentation for commercial loans.
• Collects and analyzes financial data for proper loan structure for written/verbal presentation to loan committee.
• Maintains aggressive commercial calling program for new and existing customers.
• Assists other Bankers in governmental lending programs.
• Attends and participates in community affairs to promote the bank’s image.
• Reviews final loan documentation to determine appropriate recommendations.
• Assumes responsibility for complex accounts and provides training and guidelines to less experienced Bankers.
• Carries out a variety of business development activities to identify bank prospects.
• Ensures compliance with existing loan policies and procedures and assists in policy development and modification.
• Works with customers to establish personalized Treasury Management services according to the customer’s needs.
• Receives and responds to various customer questions and solves customer problems.
• Reviews Collateral Protection Reports and determines appropriate course of action.
• Monitors and documents performance of existing loan portfolio through call memos, site visits, financial collection and review, Credit quality related report reviews.
• Provides mentoring and guidance to less seasoned Commercial Bankers given level of experience.
• Contacts delinquent loan customers.
• Maintains a good working relationship with bank employees.
• Demonstrates strong interpersonal skills with the ability to work independently, as well as motivated to work as a team player to contribute to the success of the department and in turn, the organization.
• Assumes additional responsibilities as required.

Benefits

• Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities
• The contractor will not discharge or in any other manner discriminate against employees or applicants because they have inquired about, discussed, or disclosed their own pay or the pay of another employee or applicant.
• Employees who have access to the compensation information of other employees or applicants as a part of their essential job functions cannot disclose the pay of other employees or applicants to individuals who do not otherwise have access to compensation information, unless the disclosure is (a) in response to a formal complaint or charge, (b) in furtherance of an investigation, proceeding, hearing, or action, including an investigation conducted by the employer, or (c) consistent with the contractor’s legal duty to furnish information.
• S&T Bank believes in Equal Opportunity for all and is committed to ensuring all individuals, including individuals with disabilities, have an opportunity to apply for those positions that they are interested in and qualify for without regard to race, religion, color, national origin, citizenship, sex, sexual orientation, gender identity, age, veteran status, disability, genetic information, or any other protected characteristic.
• S&T Bank is also committed to providing reasonable accommodations to qualified individuals so that an individual can perform their job related duties.
• If you are interested in applying for an employment opportunity and require special assistance or an accommodation to apply due to a disability, please contact us at: Phone: [phone] Email: [email protected]

What This Job Offers

• Job Type: Full-time
• Career Level: Senior