Commercial Banker Development Trainee

UMB Bank•Kansas City, MO

2d•Hybrid

About The Position

This 24-month Commercial Banker Development Program is designed to build the next generation of commercial banking leaders. Participants will gain exposure to business lines across the Commercial Division through market visits, work with real clients, exposure to diverse industries, and guidance from senior leadership. Upon completion, graduates are positioned to step into a challenging, high-impact role within the commercial banking team, ready to help businesses grow and communities thrive.

Requirements

A curious, driven, and collaborative problem solver.
Strong analytical and critical thinking skills.
Excellent written and verbal communication. Able to connect with clients and colleagues alike.
A motivated, organized, self-starter.
Ready and able to tackle new challenges with a positive attitude.
Strong proficiency with Microsoft Word, Excel and Outlook.
Ability to learn and become familiar with bank’s policies and practices regarding authorized use of credit information.
An innate self-starter with a high degree of curiosity and resilience.
Bachelor's degree in Business and/or related field.
Demonstrated leadership experience through school, at work and/or in the community.

Responsibilities

Partner with seasoned commercial bankers on client projects, deal analysis and credit evaluations.
Experience different markets, products, and functions to build a full understanding of how the bank operates.
Develop and enhance skills through roundtables, mentorship sessions, and action learning projects.
Represent the bank at business and/or community functions, as well as participate in networking groups.
Analyze financial statements, assess and facilitate credit requests, prepare credit information, personal and business financial statements, while ensuring adequate loan documentation, loan structuring, and pricing.
Leverage experience, relationships, and performance to secure a permanent placement in the organization upon completion of the program.
Ad hoc duties and/or projects as assigned.

Benefits

Paid Time Off
401(k) matching program
Annual incentive pay
Paid holidays
Comprehensive company sponsored benefit plan including medical, dental, vision, and other insurance coverage
Health savings accounts
Flexible spending accounts
Dependent care accounts
Adoption assistance
Employee assistance program
Fitness reimbursement
Tuition reimbursement
Associate wellbeing program
Associate emergency fund
Various associate banking benefits