Commercial Auto Underwriting Specialist

Gore Mutual Insurance•Toronto, ON

9d•Hybrid

About The Position

At Gore Mutual, we’ve always set ourselves apart as a modern mutual that does good. Now, we’re proudly building on that legacy to transform our company—and our industry—for the better. Effective January 1, 2026, Gore has joined Beneva—the country’s largest mutual insurance company—as part of its Property & Casualty operations in Ontario and Western Canada. During 2026, Gore will combine its operations with Unica Insurance, Beneva’s Ontario-based subsidiary specializing in niche commercial and personal insurance, creating a stronger, more diversified mutual insurer with greater scale and long-term stability. Every decision and investment remains anchored in long-term benefits to customers, members, and communities. Come join us. The Commercial Auto Underwriting Specialist - Auto is responsible for the underwriting integrity of the Auto portfolio. They are a technical lead for Auto underwriters and are responsible for underwriting referrals, providing training specific to Fleet & Garage underwriting, mentoring underwriters and the maintenance and updates of the Commercial wordings and guidelines.

Requirements

Post Secondary Education
CIP designation is required
10+ years Commercial Auto underwriting experience
Underwriting proficiency in IRCA, Fleet and Garage Auto lines of business
Experience in auditing and delivering audit results
Experience in delivering technical underwriting training
Deep understanding of auto regulations and products
Experience of policy systems and standard operating processes
Strategic focus
Agility
Critical Judgement and Decision Making
Effective Communication
Business Acumen
Understanding of Underwriting Risk & Compliance
Underwriting Process and Pricing
Knowledge of Insurance Products

Nice To Haves

FCIP, CRM is an asset

Responsibilities

The Commercial Auto Specialist will be a key contributor in the IRCA Quality program for brokers, and underwriters, including the creation of TFR questionnaires, file selection processes, reporting format
They will support the review and updates of existing underwriting manuals, process documents and authorities so that it aligns to the new IRCA Quality program.
The Commercial Auto Specialist is responsible for the Technical File Reviews (TFR’s) and Focused audits (QAR’s) of the IRCA & Fleet underwriters including selection of files for audit, delivering results and coaching on areas improvement in conjunction with the Underwriting Excellence Manager.
Collects trends from all audits and engages the appropriate business areas to develop solutions to close gaps in underwriting rules, training, guidelines and processing instructions.
The Commercial Auto Specialist will support training and mentoring of the IRCA & Fleet underwriters on technical underwriting knowledge. This includes formal training as well as individual mentorships.
The Commercial Auto Specialist will support the determination of training needs, developing training content and ensuring the training is delivered consistently.
The Commercial Auto Specialist will contribute to the maintenance of the Commercial Auto underwriting guidelines. They will propose updates and additions as needed using audits and training as input.
The Commercial Auto Specialist may assist in interpretation of Auto wordings as necessary to support Claims and Underwriting departments.
Will assist the Manager, Underwriting Excellence with the annual Commercial Auto Underwriting Authority cascade, including recommending changes based on results of TFR’s.
Will support the investigation and response to any Ombudsman complaints.
Will support the Product and Pricing teams, as necessary, on any IRCA FSRA filings
Support internal and external audit requests and implementation of any resultant actions