Part Time Bilingual-English and Spanish Collector

INDEPENDENT BANK • Memphis, TN

3d • Onsite

About The Position

All Collectors report to the Collection Team Leader and Team Lead. Collectors will initiate customer contact and determine reason for delinquency, evaluate customer’s financial situations and negotiate terms of repayment to bring account current and may be responsible for some skip tracing. Collectors must adhere to all Bank policies, procedures and all compliance regulations.

Requirements

• Entry Level Collections Experience
• Ability to prioritize in a fast paced, high volume, environment with little supervision
• Microsoft Windows experience required
• Ability to type 30-35 wpm
• Demonstrated ability to multi-task and excellent verbal and written skills
• Excellent math skills
• Bilingual-English and Spanish

Nice To Haves

• Some college preferred

Responsibilities

• Responsible for collecting automobile installment loan accounts 15-29 days past due
• Utilize daily contact and skip-tracing efforts
• Develop and maintain on-going customer relationships
• Negotiate payment arrangements
• Advise customers of their responsibilities under loan contracts, and provide individual counseling on acceptable and convenient payment arrangements
• Utilize effective negotiating skills and persistent follow-up procedures to cure delinquency
• Understand and apply knowledge of credit bureau reports as relate to the performance of daily activities
• Adhere to guidelines stated in the Fair Debt Collection Practices Act
• Other duties as assigned or required

What This Job Offers

• Job Type: Part-time
• Career Level: Entry Level
• Education Level: High school or GED