Collateral Underwriter

CrossCountry Mortgage, LLC

About The Position

The Collateral Underwriter is responsible for the assessment of all subject collateral originated though the retail platform for conventional loans.

Requirements

  • 3 years’ mortgage underwriting experience.
  • Working knowledge of all agency and investor underwriting policies.
  • Excellent prioritization and time management skills.
  • Excellent communication and customer service skills.
  • Advanced analytical skills.
  • Proficient in Microsoft Office Suite.

Nice To Haves

  • Experience in collateral underwriting, preferred.

Responsibilities

  • Analyze, evaluate, and decision appraisal reports in accordance with all agency and investor guidelines and standards.
  • Complete comprehensive collateral reviews in a timely manner to meet service level expectations.
  • Maintain a pipeline and communicate issues to Appraisers, Processor, and Originators.
  • Remain informed and current on all agency and investor guidelines and updates.
  • Exercise delegated lending authority to render final underwriting decisions, including loan approvals, suspensions, and denials, while ensuring compliance with regulatory and investor requirements.
  • Maintain a high level of customer service.
  • Collaborate with the Post Closing Department on any stipulations for closed files.
  • Perform other duties as assigned.

Benefits

  • medical
  • dental
  • vision
  • 401K
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