Collateral Specialist

Equity Prime Mortgage•Atlanta, GA

About The Position

EPM is growing, and we are seeking a Collateral Specialist to join our team. Youâll be responsible for managing and auditing loan collateral documents, primarily promissory notes, and ensuring accurate, timely delivery to investors and custodians. The ideal candidate is detail-oriented, organized, and experienced in handling sensitive documentation. If this sounds like you, apply today! Founded at the height of the mortgage crisis in 2008, EPM has rapidly evolved into one of the leading mortgage lenders in the U.S. Our vision is clearto live in a world that everyone has the opportunity for the American Gift. We strive to offer top-tier financial services, exceptional communication, and unwavering assistance to our clients. Our goal is not only to facilitate homeownership but also to empower individuals and families through informed financial decisions, by closing one loan perfectly at a time. Headquartered in Atlanta, GA, EPM is licensed in 50 states and provides an array of lending resources such as Conventional, FHA, VA, 203K, Reverse, and USDA loans. Additionally, we are proud to be a trusted Seller/Servicer for Fannie Mae, Freddie Mac, and Ginnie Mae, ensuring that our clients have access to reliable and competitive financing options. EPM is an equal opportunity employer committed to creating an inclusive environment for all employees. We do not discriminate based on race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, veteran status, or any other protected characteristic. Candidate Acknowledgment Statement By clicking "Apply for this Job," I acknowledge that I have reviewed, understand, and agree to the terms outlined in the linked EPM Legal Statement and Application Addendum.

Requirements

High school diploma required; college degree preferred.
1+ year of experience in post-closing or collateral document processing preferred.
Knowledge of agency or document custodian collateral requirements.
Familiarity with warehouse bank reporting.
Strong organizational skills and attention to detail.
Ability to manage multiple priorities quickly and efficiently.
Effective written and verbal communication skills.
Experience with Encompass LOS preferred.

Responsibilities

Receive, review, and audit promissory notes for accuracy and completeness.
Ship original notes and supporting documents to investors and custodians.
Review warehouse bank reports for collateral exceptions and resolve issues.
Collaborate with title companies, settlement agents, and internal departments to clear outstanding collateral items.
Monitor and respond to inquiries in the shared collateral email inbox.
Complete collateral document requests for loan repurchases.
Execute and notarize Lender Affidavits of Affixation for manufactured homes as needed.
Process and transfer eNotes, ensuring successful registration and delivery.
Shred closing packages securely in line with compliance guidelines.
Additional responsibilities related to business needs.