CLU Portfolio Manager II or CLU Portfolio Manager III (WEALTH)

Truist Bank•Greensboro, VA

9d•Onsite

About The Position

The CLU Portfolio Manager II or III is responsible for underwriting all credit requests, including new requests as well as credit decisioning within some portfolios. This role is accountable for recommending credit structures with respect to quality and profitability within assigned geographies. Fundamental duties include ensuring that the risk philosophy, risk appetite, and lending strategies are adhered to while maintaining a high level of client responsiveness. The position requires analyzing financial statements and navigating a wide variety of financial structures and credit scenarios. The role ensures commercial lending activities are executed according to Truist's policies and procedures and builds effective relationships with Risk Management and client managers. This position requires being in-office 5 days a week at one of the listed locations, with no remote option available.

Requirements

Bachelor's degree, or equivalent education and related training
3 years or less experience in commercial lending and/or credit experience (for Portfolio Manager II)
5 years or less experience in commercial lending and/or credit experience (for Portfolio Manager III)
Comprehensive commercial lending, underwriting, and regulatory knowledge
Demonstrated effective problem solving skills
Understanding of financial and cost accounting principles
Strong interpersonal, written, and communication skills
Demonstrated proficiency in basic computer applications, such as Microsoft Office software products

Nice To Haves

Master's degree in Finance, Accounting, Economics, Business or equivalent financial industry training (for Portfolio Manager II)
Demonstrated proficiency in commercial lending systems (for Portfolio Manager II)
Master's degree in Finance, Accounting, Economics, Business or equivalent financial industry training (for Portfolio Manager III)
RMA - Credit Risk Certification (for Portfolio Manager III)
Demonstrated proficiency in commercial lending systems (for Portfolio Manager III)

Responsibilities

Support the commercial lending process through underwriting, policy knowledge, credit structuring, and risk assessment in credit request packages in a moderate sized or large homogeneous portfolio. Ensure packages are complete, accurate and thoroughly documented.
Analyze and/or recommend adjustments to financial statement spreads.
Interact with client, verbally and in writing, on pending loan requests or portfolio management actions.
Understand and articulate all Truist Wholesale Credit policies, procedures and processes. Recommend credit within the Bank's risk appetite, and document when and why exceptions are appropriate. May require specialized underwriting skills for Commercial and Industrial, Commercial Real Estate, SBA lending, and other product offerings.
Exercise prudent credit judgment through individual loan authority, if applicable.
Keep abreast of changing business and economic developments which impact the loan portfolio, its profitability, risk management and banking in general.
Support the commercial lending process through underwriting, policy knowledge, credit structuring, and risk assessment in credit request packages in a large and complex segment of the wholesale loan portfolio. Ensure packages are complete, accurate and thoroughly documented.
Understand and articulate all Truist Wholesale Credit policies, procedures and processes. Recommend credit within the Bank's risk appetite, and document when and why exceptions are appropriate. Also recommend ongoing servicing, including covenants. May require specialized underwriting skills for Commercial and Industrial, Commercial Real Estate, SBA lending, and other product offerings.