Closer (Midwest Region)

CrossCountry Mortgage, LLC

About The Position

The Closer is responsible for the preparation of mortgage closing documents. In addition, the Closer ensures all essential information is accurate while communicating with internal staff and settlement agents to solve all closing issues in a timely manner. This position operates within the Eastern and Central Standard Time Zone working hours to support the Midwest Region.

Requirements

Proficient in Microsoft Office, including Word, Excel, Access, PowerPoint, Outlook.

Nice To Haves

5 years’ experience in preparing mortgage loan closing documents, preferred.
Knowledge of multiple investors closing policies and procedures.
Knowledge of RESPA, TILA, Fair Lending, Flood and state laws and regulations, preferred.
Encompass experience, preferred.

Responsibilities

Understand and follow all closing procedures to comply with all federal and state requirements.
Check accuracy for all essential information provided at submission for closing.
Communicate with loan officer, processing, and underwriting staff.
Prepare accurate figures for monthly payments, escrows, prepaid interest, etc.
Produce and organize all closing documents including conventional, FHA, VA, and USDA loans.
Review loan documents to ensure all regulatory and compliance requirements are met.
Prepare closing disclosure and ensure all fees are accurate on final CD, balance wire with escrow/title, review executed loan documents to provide funding authorization.
Act as the point of contact from the time closing is requested through the time the loan is shipped to one of our approved agencies or purchased by the investor.
Complete a loan review on every loan to ensure it is compliant with TRID disclosure and re-disclosure requirements, and Fair Lending, Reg B and other federal or state requirements.
Maintain a closing pipeline, complete closing documents within 48 hours of request for refinance and 24 hours for purchase, deliver the documents in advance of the closing, adhere to wire cut-off times, work with branch to clear errors on files and timely delivery of complete closed loan files.
Follow up on requests from post-closing, including providing corrected documents, post consummation CD and refund to borrower(s) when applicable.