Client-Embedded Underwriter (P&C)

Neural Earth

6d•$170,000 - $198,000•Hybrid

About The Position

Neural Earth is seeking a Client-Embedded Underwriter (P&C) to join their Revenue team. This role is crucial in translating the company's decision intelligence platform into market opportunity and customer value. The Revenue team encompasses sales, customer success, and go-to-market strategy, working closely with Product and Engineering. This position is one of the initial hires that will define the company's go-to-market motion in a technically complex enterprise space. The role requires an individual who has direct experience in the seat they are selling into, having owned a loss ratio, defended a rate filing, and critically evaluated vendor models. As a Client-Embedded Underwriter, you will work directly within a carrier's book, utilizing Neural Earth's platform (Prometheus) to analyze exposure, identify discrepancies with incumbent models, and communicate these findings to key decision-makers like Chief Actuaries. This is a practitioner role with commercial authority, responsible for owning the account, the technical argument, and the financial outcomes.

Requirements

6 to 9 years of experience within a carrier, reinsurer, or MGA in roles such as pricing actuary, underwriting manager, cat modeling lead, or portfolio manager.
Carrier-side experience is prioritized, with a longer tenure in carrier roles than vendor roles.
Personal ownership of a loss ratio, a rate filing, or a treaty renewal, with the ability to specify the book, state, year, and number.
Practitioner fluency in Touchstone, RMS, or AIR as a user who has questioned outputs, not as a seller or integrator.
A network of at least fifteen Chief Actuaries, Chief Underwriting Officers, and Heads of Cat Modeling who would take a call.
Ability to accommodate travel as needed (~40%).

Nice To Haves

You have sat in the seat we are selling into.
You have owned a loss ratio, defended a rate filing, and watched a vendor model tell you something about your own book that you knew was wrong.
You write. You have argued a position and shown the math in a memo, a filing narrative, or a whitepaper, anything longer than a slide.
You will be wrong in public. In the first ten minutes of a meeting, you will tell a Chief Actuary where our model diverges from theirs and why we might be the ones who are off.
You see this as a practitioner seat with commercial authority, not a sales seat with a technical wrapper. You own the account, the technical argument, and the number.
You are not an Account Executive who positions our platform as a data feed with a feature list to land a pilot, and you are not a cat modeling scientist without commercial instinct: you convert credibility into decisions, not just a well-respected pipeline.

Responsibilities

Underwrite alongside the customer by embedding in a carrier or reinsurer's actual book (e.g., Florida wind, California wildfire, Texas hail).
Run Prometheus against in-force exposure to identify where incumbent models are incorrect, proving findings at parcel resolution.
Author one-page memos to Chief Actuaries that diagnose loss ratio divergences, concede valid points, and recommend decisions.
Create the market category, account by account, by arguing for the existence of a budget line based on peer recognition.
Translate field learnings into product roadmap insights, with direct access to engineering and the CEO.
Diagnose divergences between models and communicate findings honestly, acknowledging when the company might be incorrect.
Convert credibility into decisions, not just pipeline.

Benefits

Competitive base compensation regardless of work location
Company performance-based cash bonuses
Majority employer-paid health, dental, and vision insurance for you and your dependents
Flexible Paid Time Off (PTO)
Group Life Insurance at 2x your base salary, paid by the company
FSA and HSA options

Stand Out From the Crowd

Upload your resume and get instant feedback on how well it matches this job.

Upload and Match Resume