IV (Dental)

Excellus BCBS•De Witt, AR

3d•$20 - $33•Hybrid

About The Position

The Claims Examiner resolves a wide variety of claims transactions that may include, but not limited to, entry, adjudication or adjusting simple or complex claims in accordance with Member Touchpoint Measures (MTM), Inter-Plan Scorecard, FEP Performance Incentive Plan (PIP), Corporate Policies, National Committee of Quality Assurance (NCQA) and mandated requirements. This role involves multiple levels of classification (I, II, III, IV) differentiated by demonstrated knowledge, skills, and the ability to manage increasingly independent and/or complex assignments, broader responsibility, additional decision making, and in some cases, becoming a resource to others. This differentiated approach also provides guideposts for employee development and promotional opportunities.

Requirements

High School diploma or equivalent required.
Relevant customer service or claims processing experience preferred.
Capacity to continuously develop skills necessary for growth.
Basic computer required, including the ability to navigate in a Windows environment.
Able to work between multiple programs and applications at the same time.
Effective self-management including the ability to navigate in a Windows environment.
Assigned tasks/duties performed under the guidance of a lead or supervisor.
Adept at multi-tasking to efficiently resolve moderately complex claims processing and simple adjustment transactions.
Minimum of one (1) year progressive experience in claims processing, customer service, or insurance related positions (for Level II).
Ability to analyze and resolve complex situations/transactions (for Level II).
Understanding of coordination of benefits (COB) determination (for Level II).
High skill level in reasoning and problem-solving (for Level II).
Minimum of three (3) years progressive experience in claims processing, customer service, or insurance related positions (for Level III).
Strong business acumen (for Level III).
Ability to work independently with a high level of accuracy (for Level III).
Minimum of five (5) years progressive experience in claims processing, customer service, or insurance related positions (for Level IV).
Proven ability to serve as a mentor and coach for junior specialists (for Level IV).

Nice To Haves

Valid NYS Independent Adjuster License and continued administrative maintenance of renewals is required (for B Version of all levels).

Responsibilities

Handle front end transactions including but may not be limited to member eligibility, entry of claims, member & provider matching and claim processing.
Identify patterns that impact quality, claim inventory, and/or the customer experience and escalate for review.
Identify potential trends and if necessary, escalate for investigation/solution.
Process, enter, adjudicate and/or adjust and research claims in accordance with established departmental procedures, corporate policies, member, group, and provider contracts and riders.
Request needed information through system generated letters and/or phone calls.
Work closely with other required internal departments.
Initiate and participate in learning opportunities around regulations, systems, procedures, and skills needed for the role.
Consistently demonstrate professionalism, ability to be self-directed, have a high regard for quality output, attention to detail, and adherence to the desk level procedures and identify patterns that may impact the work.
Collaborate and communicate effectively with internal/external customers to promote customer satisfaction.
Consistently demonstrates high standards of integrity by supporting the Lifetime Healthcare Companies’ mission and values, adhering to the Corporate Code of Conduct, and leading to the Lifetime Way values and beliefs.
Maintains high regard for member privacy in accordance with the corporate privacy policies and procedures.
Regular and reliable attendance is expected and required.
Handle complex claim processing and/or limited adjustments.
Identify trends, determine root cause, and recommend potential solutions.
Engage in decision making processes to drive change.
Identify, document, and effectively communicate risk to leadership.
Efficiently resolve claims transactions, reference written policies and procedures and adhere to the most current business requirements.
Assist other processors with questions and effectively sharing knowledge.
Handle high profile claim processing and all adjustments.
Initiate involvement for higher level responsibilities or proactively volunteers for assisting in the resolution of escalated issues.
Ability to manage mass adjustment/scripting process, support analytical work as assigned and/or handle high profile adjustments.
Provides expertise, mentoring, coaching, and guidance to peers.
Independently identify, document, and effectively communicate risk to leadership, which includes a plan for strategic resolution on internal issues and those involving external exposure.
Coordinate and effectively facilitate meetings at a peer level.
Performs other functions as assigned by management.