VP, Chief Compliance Officer

Reprise Financial

1d • Remote

About The Position

The Chief Compliance Officer serves as Reprise Financials senior-most compliance leader and is responsible for establishing, overseeing, and continuously enhancing the company’s enterprise-wide Compliance Management System. Reporting directly to the Chief Executive Officer, the CCO provides strategic leadership and oversight of all compliance activities related to Reprise’s consumer lending operations, working with the General Counsel to ensure adherence to applicable federal and state laws and regulations. The CCO is accountable for ensuring Reprise Financial maintains a strong culture of compliance while supporting responsible business growth. This role requires a highly experienced compliance executive with deep knowledge of consumer financial services regulation and a proven ability to operate effectively in a fast-paced, high-growth environment.

Requirements

• 12+ years of progressive compliance experience in consumer financial services, including 5+ years in an executive or senior leadership role overseeing enterprise compliance programs and teams.
• Deep knowledge of CFPB regulation and federal/state consumer protection laws, including UDAAP, Fair Lending (ECOA/Reg B), TILA, FCRA, FDCPA, TCPA, SCRA, MLA, and GLBA.
• Proven experience leading CFPB and state regulatory examinations, enforcement matters, and remediation efforts in a consumer lending or fintech environment.
• Strong risk assessment, monitoring, and issue management capabilities, with the ability to balance regulatory rigor with business growth.
• Executive presence with the ability to clearly communicate complex compliance risks and regulatory developments to the CEO, Board of Directors, regulators, and cross-functional partners.
• Demonstrated success building and scaling compliance programs and teams, influencing stakeholders without direct authority, and fostering a strong culture of compliance.
• Bachelor’s degree required

Nice To Haves

• J.D., MBA, CRCM, CAMS, or similar credentials preferred

Responsibilities

• Serve as the primary regulatory liaison, working with counsel as appropriate, for all supervisory examinations, inquiries, and enforcement matters involving the CFPB, FTC, state attorneys general, state banking regulators, and other applicable agencies, including end‑to‑end exam management and remediation.
• Monitor federal and state regulatory developments, rulemaking, and enforcement trends, translating regulatory change into clear, actionable guidance for the business.
• Oversee state lending licensure, including applications, renewals, and market expansion activities.
• Lead enterprise consumer protection programs, including UDAAP and Fair Lending, overseeing risk assessments, compliance testing, marketing and product reviews, and regulatory analysis.
• Ensure compliance with all applicable federal and state consumer financial laws governing personal lending and related consumer credit products.
• Partner cross‑functionally with Product, Marketing, Pricing, Technology, and Operations to embed compliance into lending product development and ongoing business activities.
• Own the enterprise complaint management program, including CFPB complaint responses, root cause analysis, trend reporting, and the use of complaint insights to reduce regulatory and consumer risk.
• Maintain a robust third‑party compliance oversight program, including due diligence and ongoing monitoring of vendors, service providers, and marketing partners.
• Develop and oversee role‑based compliance training programs and metrics, and champion a strong speak‑up culture across the organization.
• Provide regular compliance reporting to executive leadership and the Board of Directors, including regulatory developments, risk assessments, examination outcomes, and program effectiveness.
• Serve as a key member of enterprise governance and risk committees, including those overseeing risk management, credit policy, and product governance.
• Build, lead, and scale a high‑performing compliance organization, aligning team structure, priorities, and resources with business growth and regulatory expectations.

Benefits

• Comprehensive medical, dental, and vision coverage
• Contributions to a Health Savings Account (HSA)
• Access to an Employee Assistance Program (EAP)
• 401(k) program with Safe Harbor Match (100% of the first 3% and 50% of the next 2%)
• Accrued time off
• Company holidays
• Sick time
• 3 floating holidays
• 12-week Paid Parental Leave
• Market-driven salary and bonus opportunities
• Robust tech package

What This Job Offers

• Job Type: Full-time
• Career Level: Executive