CDDO Periodic Review Analyst

U.S. Bank • Minneapolis, MN

1d • Hybrid

About The Position

The Customer Due Diligence Operations (CDDO) team is a centralized function within Enterprise Financial Crimes Compliance (EFCC), specializing in Know Your Customer (KYC) operations and key Anti–Money Laundering (AML) activities that protect the bank from financial crime risk. CDDO executes critical due diligence processes and plays a central role in ensuring the bank meets regulatory expectations and maintains a strong, consistent KYC program. As a Periodic Review Analyst, you will play a critical role in maintaining the integrity of our customer risk management program by conducting thorough reviews of high‑risk client profiles to ensure compliance with regulatory standards and internal policies. This position involves analyzing customer data, validating documentation, and assessing risk indicators to identify gaps or inconsistencies. You will collaborate closely with other compliance, operations, and business partners to resolve issues, escalate concerns, and recommend process improvements. Strong attention to detail, analytical thinking, and a commitment to accuracy are essential, as your work directly supports the organization’s ability to meet BSA/AML requirements and uphold a culture of compliance.

Requirements

• Bachelor's degree, or equivalent work experience
• Typically more than one year of applicable experience

Nice To Haves

• Strong critical thinking and problem‑solving abilities.
• Skilled at researching internal and external information and identifying accurate answers through self‑directed review.
• Clear, effective communication across written and verbal channels.
• Skill in managing time, organizing work, and balancing competing priorities.
• Comfort working with data, including identifying patterns and drawing insights.
• A collaborative mindset and willingness to work across diverse teams.
• Self‑motivation and ownership of their work.
• Openness to feedback and a coachable mindset.
• Agility and adaptability in a fast‑changing environment.
• A commitment to integrity, sound judgment, and ethical decision‑making.

Responsibilities

• Conduct in‑depth reviews of high‑risk customer profiles to ensure alignment with regulatory requirements and internal risk standards.
• Analyze customer information and activity patterns to identify risk indicators, inconsistencies, or gaps requiring clarification or escalation.
• Validate documentation and data accuracy to ensure profiles meet enhanced due diligence expectations.
• Assess overall customer risk profile and provide well‑reasoned, sound recommendations.
• Clearly and thoroughly document findings, supporting conclusions with strong analytical rationale.
• Partner with Compliance, Operations, and Business Line teams to address questions, resolve issues, and ensure smooth review progression.
• Escalate unusual or potentially suspicious activity to investigative teams to facilitate appropriate review and action.
• Identify opportunities to enhance processes, contribute to continuous improvement efforts, and support a strong compliance culture.
• Manage a dynamic review queue by prioritizing work based on risk, deadlines, and business needs while maintaining high accuracy and timeliness.

Benefits

• Healthcare (medical, dental, vision)
• Basic term and optional term life insurance
• Short-term and long-term disability
• Pregnancy disability and parental leave
• 401(k) and employer-funded retirement plan
• Paid vacation (from two to five weeks depending on salary grade and tenure)
• Up to 11 paid holiday opportunities
• Adoption assistance
• Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level