Capital Markets Analyst

Extend Your Team

14h•Remote

About The Position

We have invented a new credit card powered by an advanced asset-securing platform that enables us to offer much lower APRs to consumers. Our team is a combination of deep technology (Microsoft, Google, Facebook), and finance (Nubank, Goldman Sachs, Carta, SoFi) executives. Our Seed round was led by Max Levchin, and our Series A by Founders Fund - with participation in both rounds by Sequoia, NYCA, and others. Our work involves building the world’s first completely autonomous asset-securing process, world-class risk models for underwriting, and an incredibly smooth & efficient product experience for consumers to apply, activate, and manage their credit cards. We’re looking for detail-oriented, driven, and critical Capital Markets/Finance professionals who are ready to take their careers to the next level. The perfect candidate will have the knowledge and experience to dive into a fast-paced, solutions-oriented environment and provide an immediate impact on the business. The Capital Markets/Financial Analyst will help cultivate and drive the Capital Markets processes as the company continues to grow and expand its array of product offerings and grow our lending base.

Requirements

Bachelor's Degree required; MBA preferred
At least 3 years of experience in US consumer financial services companies in performance analysis and reporting
Clear, concise, and persuasive written and verbal communication
Strong orientation to deadlines and detail
Creative thinking and solution-oriented
Flexibility to work US Pacific time 10 AM to 7 PM (with a 1-hour break time in between)
Must be based in the Philippines

Nice To Haves

Preferably with Capital Markets experience providing analysis and reports to Capital Partners.
Securitization analytics experience is a plus.
CFAs or brilliant candidates would get up-leveled on pay.
Willingness to grow outside of the typical financial analyst roles; take ownership of products and processes; and learn new business functions on the fly

Responsibilities

Prepare daily/weekly/monthly reporting and explanations of changes to the borrowing base or asset sale base with warehouse lines/purchasers.
Prepare daily/weekly/monthly estimation, analysis, and reconciliation of funds flow/funds matching / draws from various bank accounts. Work closely with the Head of Finance to move funds appropriately.
Prepare daily/weekly/monthly applications and reconciliation of the payment waterfalls to multiple investors and stakeholders.
Prepare daily/weekly/monthly reporting and follow-ups on covenants built into Flow purchase/warehouse line agreements.
Troubleshooting data discrepancies internally or in conjunction with external counterparts.
Be the steward for data reporting quality and reliability on all aspects of engagement with fixed-income capital market stakeholders.
Support accounting footprint on capital market activities.
Work with engineers to develop automated reports specific to the capital market’s function.