Capital Markets Analyst Senior

USAA•San Antonio, TX

5d•$93,770 - $179,240•Hybrid

About The Position

As a dedicated Capital Markets Analyst Senior, you will serve as a mentor to peers and team members, performing complex work assignments and problem resolution to optimize the utilization of USAA's capital and liquidity. This involves managing access to external capital markets and leading the efficient execution of capital market transactions and relationships for all USAA entities. Key areas include capital markets reinsurance, asset securitization, debt issuance, committed credit facilities, and bank relationship management. We offer a flexible work environment that requires an individual to be in the office 4 days per week. This position is based in San Antonio, TX. Relocation assistance is not available for this position.

Requirements

Bachelor's degree; OR 4 years of relevant education and/or experience.
6 years of finance, treasury, capital management, capital markets experience or CFA and 4 years of finance, treasury, capital management or capital markets experience.
Advanced knowledge of data analysis tools and techniques to include relevant job-related technical knowledge.
Ability to effectively work with both internal and external partners.
Proven communication skills required for relationship management with internal and external contacts.
Advanced knowledge and use of Microsoft Office applications.

Nice To Haves

US military experience gained through military service or gained as a military spouse / domestic partner.
Experience working in Banking or Insurance industry.
Knowledge of capital management, liquidity management, or regulatory capital frameworks within banking or insurance organizations.
Experience interacting with rating agencies, investment banks, institutional investors, or reinsurance counterparties.
Ability to cultivate executive-level relationships that influence strategic direction, accelerate decision-making, and support enterprise-wide initiatives.
Ability to serve as liaison to build consensus among diverse stakeholder groups by leveraging strong communication, negotiation, and influence skills.
Champion a collaborative culture by connecting cross-functional teams, removing barriers, and fostering long-term partnerships across the enterprise.
Advanced organizational skills with demonstrated accountability.

Responsibilities

Serves as a primary point of contact and completes transactions for a specific capital transaction type or line of business (e.g., auto loan securitization, credit card securitization, catastrophe reinsurance, debt issuance, credit facility and bank relationship management, or rating agency relationship management).
Demonstrates expertise to be the primary point of contact for any capital transaction type or line of business.
Leads the entire capital markets transaction process for at least one type of capital market transaction, including offering documents, underwriting decisions, selecting and pricing assets for securitization, assessing risk and modeling securitization cash flows, managing approvals, relations with internal and external stakeholders, and due diligence responses.
Provides input into other securitization underwriting processes.
Negotiates price, terms, and conditions of transactions and oversees document, memorandum, and statement preparation.
Directs work efforts to maintain, inventory, and service debt covenants and restrictions and produce reports.
Leads the debt ratings process and potential risk evaluation process.
Ensures risks associated with business activities are effectively identified, measured, monitored, and controlled in accordance with risk and compliance policies and procedures.