Call Center Consumer Loan Specialist

Bank OZK•Little Rock, AR

7d•Onsite

About The Position

Responsible for interacting with customers on behalf of the Bank and providing information about products and services, intake consumer loan application(s), responding to customer complaints, and processing customer requests.

Requirements

Knowledge of Consumer Lending Products/Loans.
Knowledge of online banking software functionality.
Knowledge of internet terms, access, and usage.
Ability to communicate effectively both verbally and in writing.
Ability to demonstrate effective customer service skills.
Ability to demonstrate effective organizational skills.
Ability to use telephone technology effectively.
Ability to troubleshoot and resolve general customer issues.
Ability to work effectively with others on the team.
Ability to adhere to Bank policies and procedures.
Ability to remain professional in all work situations.
Ability to multi-task and manage changing job demands.
Ability to work weekends, as needed.
Ability to work additional and/or flexible hours and shifts, as needed.
Ability to demonstrate critical thinking skills and accurate and efficient productivity, including attention to detail.
Skill in using computer and Microsoft Office, including Word, Excel, and Outlook.
High school diploma or equivalent, required.
Minimum of two (2) years of prior banking or call center experience OR one (1) year of experience in the Bank OZK Customer Care or Retail Banking lines of business required.
NMLS, or successful completion of NMLS process within 30 days of hire, required.

Nice To Haves

6+ months of lending experience, preferred.
Prior bilingual customer service experience, preferred.

Responsibilities

Primarily responsible for working the loan call queues and providing back up support for customer care queues as needed.
Provides application support by entering required information into a consumer loan application system that is then submitted for next steps.
Identifies and uncovers needs through conversation and makes appropriate recommendations for loans and products based on customer needs.
Supports other inbound and outbound calls in a timely manner that may require information on Bank products and services, responding to customer complaints, and processing customer requests.
Greets customers on the telephone professionally and promptly.
Follows communication scripts provided for given topics.
Responds to phone or email inquiries of a specific or general nature.
Determines appropriate response or direction for a caller.
Resolves problems within given authority.
Identifies customer needs, clarifies information, researches every issue, and provides solutions and/or alternatives.
Performs duties, such as processing account balance or transfer requests, stop payment orders, change of address and other customer requests or authorizations.
Handles and resolves customer complaints in accordance with Bank policy and procedure.
Identifies and escalates priority issues.
Routes calls to appropriate resources, if needed.
Conducts follow-up calls with customers on items not able to be resolved on initial call.
Responsible for meeting personal and team performance goals.
Attends frequent training to stay informed of changes in systems, processes, and procedures.
Performs assigned interactive voice response (IVR) responsibilities.
Maintains good attendance and punctuality to work.
Follows Bank policy, procedures, and guidelines.
Performs all other duties as assigned.