C&I Portfolio Manager III

EagleBank•Washington, DC

About The Position

We are a values driven organization putting Relationships FIRST. EagleBank (NASDAQ – EGBN) is focused on being Flexible, Involved, Responsive, Strong, and Trusted. By prioritizing meaningful connections with our customers, employees, and shareholders, we relentlessly deliver the most compelling, valuable service to our customers. EagleBank is committed to inclusion, equity, and respect. We celebrate diversity and intentionally seek out opportunities to learn from one another’s experience. We believe employees are essential to the building of relationships and we prioritize investing in employee growth and wellbeing. Employee involvement is fostered through resource groups, mentorship programs, community service, and scholarship opportunities for continued education.

Requirements

Bachelor’s Degree in Arts/Sciences (BA/BS) in finance, business, and economics, accounting or related field
Associate’s Degree (AA) in a business or finance related field and 3 additional years of experience in commercial credit or real estate analysis may be substituted for bachelor’s degree
5 years experience in portfolio management and commercial underwriting including structuring and pricing loan transactions
Experience with underwriting transactions from conception to completion independently
Must be proficient in evaluating commercial credit risk
Must be able to work autonomously with minimal oversight from the RM or manager
Successful web-based credit training through RMA, Omega or similar programs may be required within six months of hiring
Excellent communication skills
Proficient in credit underwriting, including cash flow and collateral analysis
Proven ability to identify sales opportunities within a commercial loan environment
Intermediate skill level in Microsoft Word, Excel and Outlook
Ability to work on several loan requests simultaneously
Knowledge of varying credit structure types: Term loans, Owner occupied CRE, Line of credit, Letter of credit
Bank product knowledge
Knowledge of Asset Based Lending, Government Contract Lending, and/or Special Assets

Nice To Haves

Master’s degree in Arts/Sciences (MA/MS)
MBA
10 years experience in commercial credit underwriting and portfolio management can be substituted for credit training program if knowledge and proficiency can be demonstrated
Risk Management Association Credit Risk Certification (CRC)
National Association of Credit Management Certified Credit and Risk Analyst (CCRA)
Certified Credit Professional (CCP)
Commercial Banking & Credit Analyst (CBCA)
Other recognized professional certification in credit analysis
Formal Credit Training
Industry knowledge of Asset Based Lending, Government Contract Lending, Merger and Acquisition Financing, Non-Profit, Middle Market, Highly Leveraged Transactions, General C&I, and/or Special Assets

Responsibilities

Supports the credit process by facilitating the collection of financial information from clients and prospects.
Prepares and submits credit packages for the approval of new loans and for the renewal of existing loans.
Works with the Relationship Manager(s) to draft term sheets/loan proposals.
Reviews loan documents, both internally and attorney prepared, for accuracy prior to loan closing.
Manages the day-to-day of upcoming maturities, past dues and documentation exceptions.