Business Underwriter (Hybrid-Marietta, GA, 30067)

CAN Capital•Marietta, GA

1d•Hybrid

About The Position

CAN Capital is looking for a Business Underwriter to join our team! CAN Capital is a market leader in small business finance with over $7B in small business fundings to over 81,000 businesses. Our Business Underwriters are critical to our business. They help drive company strategy and profitability by making smart merchant credit decisions and mitigating risk while working effectively with cross-functional teams.

Requirements

Bachelor's degree with 3+ years underwriting experience preferred
Experience gathering business information for due diligence using various tools required
Experience reviewing, evaluating, and making risk-based decisions within an approved authority matrix preferred
Ability to read a consumer credit report (Experian/Equifax/Transunion) required
Ability to Perform Cash Flow analysis from bank statements and financial statements required
Must have excellent written and verbal, digital and interpersonal communication skills and the ability to adjust to the demands of a hybrid office environment easily
Strong problem solving, analytical, and negotiation skills required
Intermediate skills in MS Office products including Word, Excel, Outlook, Teams
Ability to maintain confidentiality required
Ability to perform work in a dynamic, demanding, high-energy environment with an exceptional degree of organization required
Exhibits self-discipline and self-motivation at all times
Demonstrates characteristics such as flexibility, adaptability, responsive to coaching and feedback

Nice To Haves

3+ years underwriting experience preferred
Experience reviewing, evaluating, and making risk-based decisions within an approved authority matrix preferred

Responsibilities

Uses sound judgment; follows CAN Capital guidelines, policies, and procedures; takes proactive steps to complete tasks and to resolve issues and concerns
Consistently and efficiently works pipeline of loans while mitigating risk and potential losses
Diligently reviews each funding package to identify a concrete understanding of presented business, business practices, and legitimacy, effectively communicating to internal and external partners recommended courses of action
Demonstrates excellent due diligence and attention to detail when processing deals by emphasizing response time, the number of contracts processed, and the quality of contracts approved
Obtains and reviews personal and business credit bureaus, evaluates creditworthiness, and performs credit investigations, as needed
Reviews applications and supporting business documentation on accounts to determine the legitimacy and identify potential fraud
Ensures compliance to CAN Capital lending policies, procedures, and guidelines
Creates harmonious relationships between related teams to result in faster funding and positive merchant experiences
Captures meticulous notes to support processing and decisions within the portal
Works with a sense of urgency in organizing work and completing the underwriting process; takes ownership
Resolves conflicts constructively; maintains and builds relationships both internally and externally throughout completion
Maintains an up-to-date understanding of the growing marketplace, business needs, and competition
Quickly adapts and incorporates changes to processes, goals, and deadlines into own work
Works collaboratively with leaders across the organization, improving the organization's objectives to drive positive interdepartmental relationships, as well as supporting loyal broker and merchant relationships
Performs other assigned duties, as necessary