Business Systems Analyst - Credit Reporting

Regions Bank•Atlanta, GA

1d•$90,256 - $115,430•Onsite

About The Position

At Regions, the Business Systems Analyst conducts business process analysis, needs assessments, and preliminary cost/benefits analysis in an effort to align information technology solutions with business initiatives. This position may function as liaison between the line of business and the Information Technology (IT) department.

Requirements

High School Diploma or GED and ten (10) years of related experience OR Bachelor's degree and six (6) years of related experience
Ability to plan, schedule and execute multiple concurrent activities
Ability to use application programming interface (API) tools
Ability to work in a team environment
Actively demonstrates a complex working knowledge of systems and software development concepts, practices, and procedures
Advanced ability to research, analyze data, and derive facts
Excellent communication and customer service skills
Excellent organizational and analytical skills
Knowledge of applicable testing tools and effective implementation
Problem solving and priority management skills
Proficiency in Microsoft Office (Excel, Word, PowerPoint, Outlook, etc.)
Duties that involve analyzing credit reporting metrics involving Metro2 file data, reject reporting and dispute management.
This 2nd line of defense position will collaborate with business units for each line of business/system of record including mortgage (MSP), credit cards (TSYS), consumer lines and loans (ACLS), Home Improvement loans/lines (Spectrum) and Charged-off debt collections (Recovery).
This position will interface with credit reporting agencies and report to the SVP responsible for credit bureau reporting oversight and governance with a goal of improving data furnishing practices and refining credit reporting activities.
Applicants for this position must be currently authorized to work in the United States on a full-time basis.

Nice To Haves

Banking or financial services industry experience
Experience providing application support to include troubleshooting
Experience with business intelligence tools
Experience creating relational database queries
Familiarity with agile and/or waterfall methodologies
Project Management and testing experience
Advanced Power BI expertise preferred, including the ability to develop, maintain, and enhance dashboards, reports, and visualizations that provide actionable insights and support data-driven decision-making.
Experience with credit reporting and related data preferred, including analyzing reporting trends, ensuring data accuracy, and partnering with stakeholders to support business and regulatory reporting needs.
Exceptional work ethic and accountability, with a track record of delivering high-quality results, meeting deadlines, managing competing priorities, and following through on commitments.
Self-motivated and results-oriented mindset, displaying ownership of work, attention to detail, and a commitment to continuous professional growth and development.

Responsibilities

Formulates/defines specifications for moderately complex operating software programming applications or modifies/maintains complex existing applications using engineering releases and utilities from programs
Analyzes and evaluates existing or proposed systems and devises computer programs, systems and related procedures to process data
Prepares charts and diagrams to assist in problem analysis and submits recommendations for solution
Prepares program specifications and diagrams and develops coding logic flowcharts
Encodes, tests, debugs and installs the operating programs and procedures in coordination with computer operations and user departments
Reviews progress and evaluates results
Reports inconsistencies to the attention of management and suggest problem resolutions and business process improvements
Certain business groups may require on call support rotation after hours and/or weekends