Business Strategy Analyst/Data Scientist

Southern Auto Finance Company, LLC • Pompano Beach, FL

9d • $55,000 - $80,000 • Onsite

About The Position

Southern Auto Finance Company (SAFCO) is seeking a Business Strategy Analyst / Data Scientist to help strengthen servicing strategies, improve operational performance, and turn complex data into practical business decisions. This role is ideal for new and recent graduates with strong analytical skills and advanced SQL knowledge, who are ready to use data, mathematics, and modeling to solve real business problems. The position offers the opportunity to work with meaningful data, solve challenging problems, and directly influence business performance.

Requirements

• Bachelor’s degree in Mathematics, Statistics, Data Science, Business Analytics, Finance, Engineering, Computer Science, Economics, or a related quantitative field
• Advanced SQL skills
• Advanced Microsoft Excel skills
• Strong analytical, mathematical, and problem-solving abilities
• Ability to interpret data, recognize meaningful patterns, and develop practical recommendations
• Strong attention to detail and commitment to data accuracy
• Clear, professional written and verbal communication skills
• Ability to explain technical concepts to non-technical audiences
• Ability to manage multiple assignments in a fast-paced environment
• Curiosity, initiative, and a genuine interest in using data to improve business performance
• 0–5 years of experience, including new graduates

Nice To Haves

• Strong academic background in mathematics, statistics, econometrics, predictive modeling, or quantitative analysis
• Experience developing statistical, predictive, or optimization models
• Proficiency with Python or a similar analytical programming language
• Knowledge of regression, classification, forecasting, clustering, or other quantitative methods
• Experience with ETL processes, data pipelines, or data-engineering tools
• Data visualization experience using Power BI, Tableau, or a similar platform
• Experience with process improvement, workflow analysis, or automation
• Financial services, lending, servicing, or collections exposure
• Experience supporting strategy, operations, or performance-improvement initiatives

Responsibilities

• Analyze loan portfolio performance, including delinquency trends, roll rates, payment behavior, recoveries, and charge-offs
• Use advanced SQL to combine, clean, validate, and analyze data from multiple systems
• Develop analytical and statistical models to identify patterns, predict outcomes, and support business decisions
• Segment customers based on risk, payment behavior, and account characteristics to support targeted servicing strategies
• Build and maintain reports, dashboards, visualizations, and performance-monitoring tools
• Identify opportunities to automate servicing and collections workflows
• Evaluate existing processes to uncover inefficiencies, bottlenecks, and improvement opportunities
• Design, implement, and analyze A/B tests for new servicing strategies and customer-treatment approaches
• Evaluate collector productivity, outreach strategies, and campaign performance
• Develop recommendations to improve collections effectiveness, operational efficiency, and portfolio performance
• Respond to ad hoc data and analysis requests from executive leadership
• Partner with business leaders to gather requirements and lead analytical or process-improvement projects
• Ensure the accuracy, consistency, and integrity of data across reporting environments
• Prepare presentations that clearly communicate findings, recommendations, and results
• Translate complex analytical findings into practical insights for non-technical stakeholders

Benefits

• Opportunity to work directly with executive leadership on high-impact business initiatives
• Apply technical and academic knowledge to real operational challenges
• Gain broad exposure to portfolio analytics, servicing strategy, and business operations
• Help shape the future of SAFCO’s analytics and collections capabilities
• Build new models, reports, tools, and processes from the ground up
• Develop valuable experience in a visible role with meaningful growth potential
• Join a collaborative, performance-focused environment that values new ideas and continuous improvement

What This Job Offers

• Job Type: Full-time
• Career Level: Entry Level