Business Risk Professional

U.S. Bank • Cincinnati, OH

2d • Hybrid

About The Position

The Business Risk Professional is responsible for supporting mortgage risk and compliance activities through the detailed review of post-closing retail mortgage loans to ensure adherence to regulatory requirements and internal quality standards. This role performs comprehensive file reviews, validates Closing Disclosure (CD) information, confirms fee accuracy, and identifies potential compliance concerns within established review timelines. Working in a queue-based production environment, the Business Risk Professional manages a high volume of loan reviews while maintaining a strong focus on quality, accuracy, and timeliness. The position collaborates with team members and leadership to support risk management objectives, regulatory compliance, and operational excellence. The ideal candidate demonstrates exceptional attention to detail, strong analytical and problem-solving abilities, and the capacity to learn and apply complex review processes. Success in this role requires adaptability, the ability to work effectively in a fast-paced production environment, sound organizational skills, and a commitment to meeting productivity and quality goals. Previous experience in mortgage operations, compliance, quality control, risk management, financial services, or other production-based environments is helpful. May inform policies and procedures in an effort to maximize profit potential and minimize regulatory exposure. May serve as a functional liaison between the Line of Business and the Lines of Defense.

Requirements

• Bachelor's degree, or equivalent work experience
• Less than one year of applicable experience
• Basic understanding of the business line's operations, products/services, systems, and associated risks/controls
• Basic understanding of applicable laws, regulations, financial services, and regulatory trends that impact their assigned line of business
• Effective oral and written communication skills
• Possess business acumen and credibility to help business line(s) proactively identify and address changing workforce needs
• Proficient computer navigation skills, particularly word processing, spreadsheet, databases, and presentations
• Strong attention to detail and commitment to accuracy
• Ability to learn new processes, systems, and regulatory requirements quickly
• Analytical thinking and problem-solving skills
• Strong organizational and time management abilities
• Ability to meet production goals and deadlines in a high-volume environment
• Adaptability and flexibility in a changing business environment
• Experience working in a production-focused, quality-driven role
• Effective verbal and written communication skills
• Ability to review, interpret, and apply established procedures and guidelines

Nice To Haves

• Mortgage operations, compliance, quality control, risk management, or financial services experience helpful

Responsibilities

• Supporting mortgage risk and compliance activities through the detailed review of post-closing retail mortgage loans to ensure adherence to regulatory requirements and internal quality standards.
• Performing comprehensive file reviews, validating Closing Disclosure (CD) information, confirming fee accuracy, and identifying potential compliance concerns within established review timelines.
• Managing a high volume of loan reviews while maintaining a strong focus on quality, accuracy, and timeliness in a queue-based production environment.
• Collaborating with team members and leadership to support risk management objectives, regulatory compliance, and operational excellence.
• Informing policies and procedures in an effort to maximize profit potential and minimize regulatory exposure.
• Serving as a functional liaison between the Line of Business and the Lines of Defense.

Benefits

• Healthcare (medical, dental, vision)
• Basic term and optional term life insurance
• Short-term and long-term disability
• Pregnancy disability and parental leave
• 401(k) and employer-funded retirement plan
• Paid vacation (from two to five weeks depending on salary grade and tenure)
• Up to 11 paid holiday opportunities
• Adoption assistance
• Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law

What This Job Offers

• Job Type: Full-time
• Career Level: Entry Level