Business Risk and Controls Advisor Lead - Bank

USAA•San Antonio, NC

1d•Hybrid

About The Position

The Business Risk and Controls Advisor Lead supports executive-level priorities and initiatives with broad organizational impact. The role analyzes complex business needs, develops recommendations, and drives strategic efforts from concept through execution in a highly visible environment, partnering across functions and communicating with senior and executive stakeholders. The position focuses on first-line-of-defense risk and regulatory compliance initiatives, including governance, reporting, control design, risk analysis, and project leadership. The work environment is flexible but requires being in the office four days per week. The position may be based in San Antonio, Texas; Phoenix, Arizona; or Charlotte, North Carolina. Relocation assistance is not available.

Requirements

Bachelor's degree, or four years of relevant education and/or experience.
At least eight years of experience supporting risk-related, compliance-related, or business control design activities; or at least eight years in a relevant quantitative discipline; or an advanced degree or designation in a risk management or quantitative discipline and at least six years of relevant experience; or a PhD in a risk management or quantitative discipline and at least four years of relevant experience.
Knowledge of federal laws, rules, regulations, and applicable guidance for the supported area, such as OCC Heightened Standards, BSA/AML, Regulation E, UDAAP/UDAP, TILA/Regulation Z, SCRA, FCRA, and MLA.

Nice To Haves

Deep knowledge and understanding of bank risk programs, risk frameworks, and risk management practices.
Experience developing executive-level presentations, briefings, and materials for senior leadership.
Ability to synthesize complex, detailed information into clear, concise executive-level messaging.
Strong business acumen and ability to connect risk information to broader business priorities and strategic objectives.
Exceptional written, verbal, and visual communication skills, including experience tailoring information for executive audiences.
Ability to identify critical insights from multiple information sources and translate them into succinct, actionable recommendations.
Experience in a highly visible environment requiring strong judgment, attention to detail, and executive presence.

Responsibilities

Direct and oversee multiple risk- and regulatory-compliance-related initiatives, including procedure and process oversight, regulatory reporting and filing, document governance, risk control self-assessments, procedure governance, control design, new product controls, third-party governance, and quality governance.
Apply a holistic understanding of risk and regulatory compliance to business strategies and solutions.
Conduct first-line-of-defense data analysis, prepare reports, and perform trend analysis using business intelligence tools.
Design solutions for unanswered business questions and anticipate future business needs.
Direct, organize, and oversee action plans that enhance governance practices in alignment with risk and compliance frameworks.
Influence and develop innovative solutions to mitigate risk and prevent exposures that could significantly affect the business.
Manage complex projects involving cross-functional areas within the first line of defense.
Define new approaches to problem resolution and lead project teams from concept through implementation.
Advise senior management on the status of the control environment, including risk identification and control weaknesses.
Identify critical areas to monitor and escalate issues and findings to appropriate stakeholders.
Serve as a primary resource for cross-functional team members and advise on risk mitigation opportunities.
Stay informed about regulatory changes and ensure compliance with applicable processes and requirements.
Ensure business risks are identified, measured, monitored, and controlled in accordance with risk and compliance policies and procedures.