Business-Line Risk Manager - Consumer & Business Banking Operations Performing Operations

U.S. Bank • Cincinnati, OH

20h • Hybrid

About The Position

U.S. Bank is seeking a highly effective and dynamic Business-Line Risk Manager to lead Corporate Functions risk oversight for Performing Operations within Consumer & Business Banking Operations (CBBO). This role will partner across the three lines of defense to drive consistent risk management practices, influence business decisions, and enhance the control environment across high-risk operational processes. Success will be measured through proactive risk identification and mitigation, sustainable control improvements, and strong cross-functional collaboration to mitigate regulatory and operational risk.

Requirements

• Typically more than six years of applicable experience.
• Bachelor's degree, or equivalent work experience.
• Considerable knowledge of applicable laws, regulations, financial services, and regulatory trends that impact their assigned line of business.
• Considerable understanding of the business line’s operations, products/services, systems, and associated risks/controls.
• Thorough knowledge of Risk/Compliance/Audit competencies.
• Strong analytical, process facilitation and project management skills.
• Effective presentation, interpersonal, written and verbal communication skills.
• Effective relationship building and negotiation skills.
• Proficient computer navigation skills using a variety of software packages, including Microsoft Office applications and word processing, spreadsheets, databases, and presentations.
• Applicable professional certifications.

Responsibilities

• Serve as the primary risk advisor for assigned CBBO Performing Operations business unit.
• Build strong relationships with business leaders to identify risks early and influence decisions.
• Translate complex risk topics into clear, actionable recommendations.
• Support risk assessments, control evaluation, and ongoing monitoring activities.
• Identify emerging risks related to business changes, strategic initiatives, and regulatory expectations.
• Ensure risks are documented and managed in alignment with enterprise frameworks.
• Contribute to risk governance routines, including reporting on key risk themes and trends.
• Promote consistency and discipline in risk management practices.
• Develop and deliver concise materials for leadership discussion.
• Provide risk guidance on transformation efforts, new initiatives, and process changes.
• Ensure early risk engagement to improve outcomes and reduce rework.
• Partner with cross-functional teams to assess impacts to risk and control environments.
• Support issue identification, root cause analysis, and remediation efforts.
• Challenge and validate corrective actions to ensure sustainable solutions.
• Collaborate with Audit, Compliance, and Risk partners to drive strong outcomes.

Benefits

• Healthcare (medical, dental, vision)
• Basic term and optional term life insurance
• Short-term and long-term disability
• Pregnancy disability and parental leave
• 401(k) and employer-funded retirement plan
• Paid vacation (from two to five weeks depending on salary grade and tenure)
• Up to 11 paid holiday opportunities
• Adoption assistance
• Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law

What This Job Offers

• Job Type: Full-time
• Career Level: Senior