Business Lending Risk Analytics - Senior Associate

JPMorganChase • Columbus, OH

1d

About The Position

As a Strategic Analytics Associate in Business Banking Risk at JPMorgan Chase, this role is central to Risk Management and Compliance, focusing on strengthening the firm's resilience and enabling responsible business growth. The position involves anticipating new and emerging risks and using expert judgment to solve real-world challenges that impact the company, customers, and communities. The culture in Risk Management and Compliance encourages innovative thinking and striving for best-in-class solutions. The successful candidate will generate data-driven insights and recommendations that inform strategy development, implementation, and performance monitoring across the Business Banking portfolio. This includes transforming complex datasets into actionable management information, designing and testing strategies that balance growth and credit risk, and maintaining robust controls and documentation to ensure an audit-ready environment. This opportunity offers high visibility, cross-functional collaboration, and the chance to influence outcomes across the credit lifecycle—from acquisition and underwriting through portfolio management, collections, and recoveries.

Requirements

• Bachelor's degree with minimum 5 years of professional experience related to risk management or other quantitative field of work
• Master's degree with minimum 3 years of professional experience related to risk management or other quantitative field of work
• Background in statistics, econometric, or other quantitative field
• Advanced understanding of SAS, SAS Enterprise Miner, or other decision tree software
• Ability to query large amounts of data and transform the raw data into actionable management information
• Familiarity with risk analytic techniques and strong problem solving skills
• Strong written and verbal communication skills

Nice To Haves

• Master's degree
• Intellectually curious and driven to identify meaningful insights using a data guided approach
• Strong knowledge of debt collection regulations and practices
• Experience delivering recommendations to management

Responsibilities

• Conduct thoughtful analysis of borrowers, their demographics, and risk/profit performance with the firm’s products.
• Generate strategic recommendations for strategy development based on quantitative analytics and business intuition. Strategies are optimized to maximize profitability while minimizing risk.
• Develop and maintain periodic reporting and analytics on key metrics to provide management with emerging trends including (but not limited to) volumes, modification/settlement rates and recovery rates of delinquent accounts.
• Acquire an understanding of the operational processes (i.e. manual underwriting, portfolio management, collections, etc.) which will aid in understanding past due account collection performance drivers.
• Conduct pre-implementation and post-implementation testing & analysis to ensure strategic changes produce expected impacts.
• Contribute to the team’s ‘audit-ready’ state by keeping organized documentation, following established control processes, and developing draft responses to internal audit and regulatory questions.

What This Job Offers

• Job Type: Full-time
• Career Level: Senior
• Number of Employees: 5,001-10,000 employees