Business Lending Risk Analytics - Senior Associate

JPMorgan Chase & Co. • Columbus, OH

10h

About The Position

As a Strategic Analytics Associate in Business Banking Risk at JPMorgan Chase, you will be central to Risk Management and Compliance, helping the firm grow responsibly by anticipating and managing risks. This role involves generating data-driven insights and recommendations to inform strategy development, implementation, and performance monitoring across the Business Banking portfolio. You will transform complex datasets into actionable management information, design and test strategies to balance growth and credit risk, and ensure a robust, audit-ready control environment through meticulous documentation. This position offers high visibility, cross-functional collaboration, and the opportunity to influence outcomes across the entire credit lifecycle, from acquisition and underwriting to portfolio management, collections, and recoveries.

Requirements

• Bachelor's degree with minimum 5 years of professional experience related to risk management or other quantitative field of work
• Master's degree with minimum 3 years of professional experience related to risk management or other quantitative field of work
• Background in statistics, econometric, or other quantitative field
• Advanced understanding of SAS, SAS Enterprise Miner, or other decision tree software
• Ability to query large amounts of data and transform the raw data into actionable management information
• Familiarity with risk analytic techniques and strong problem solving skills
• Strong written and verbal communication skills

Nice To Haves

• Master's degree
• Intellectually curious and driven to identify meaningful insights using a data guided approach
• Strong knowledge of debt collection regulations and practices
• Experience delivering recommendations to management

Responsibilities

• Conduct thoughtful analysis of borrowers, their demographics, and risk/profit performance with the firm’s products.
• Generate strategic recommendations for strategy development based on quantitative analytics and business intuition. Strategies are optimized to maximize profitability while minimizing risk.
• Develop and maintain periodic reporting and analytics on key metrics to provide management with emerging trends including (but not limited to) volumes, modification/settlement rates and recovery rates of delinquent accounts.
• Acquire an understanding of the operational processes (i.e. manual underwriting, portfolio management, collections, etc.) which will aid in understanding past due account collection performance drivers.
• Conduct pre-implementation and post-implementation testing & analysis to ensure strategic changes produce expected impacts.
• Contribute to the team’s ‘audit-ready’ state by keeping organized documentation, following established control processes, and developing draft responses to internal audit and regulatory questions.

Benefits

• competitive total rewards package including base salary determined based on the role, experience, skill set and location
• commission-based pay and/or discretionary incentive compensation, paid in the form of cash and/or forfeitable equity, awarded in recognition of individual achievements and contributions
• comprehensive health care coverage
• on-site health and wellness centers
• a retirement savings plan
• backup childcare
• tuition reimbursement
• mental health support
• financial coaching

What This Job Offers

• Job Type: Full-time
• Career Level: Senior
• Number of Employees: 5,001-10,000 employees