Risk Management - Credit Portfolio Analytics, Senior Associate

JPMorgan Chase & Co.•Plano, TX

About The Position

As part of Risk Management and Compliance, you are at the center of keeping JPMorgan Chase strong and resilient. You help the firm grow its business in a responsible way by anticipating new and emerging risks, and using your expert judgement to solve real-world challenges that impact our company, customers and communities. Our culture in Risk Management and Compliance is all about thinking outside the box, challenging the status quo and striving to be best-in-class. As a Senior Associate in Credit Portfolio Analytics team, you will deliver portfolio monitoring, risk analysis, and insights reporting across a large commercial loans portfolio. Additionally, you will interact frequently with senior stakeholders, using your analytics expertise and stakeholder management skills to translate complex findings into clear, actionable narratives. You will support strategic priorities by providing timely, data-driven insights that inform portfolio management and risk decisions. Together, we drive impactful results and support critical business objectives.

Requirements

Bachelor’s or master’s degree in Finance, Data Science, Computer Science, Business, Economics, or a related field
Minimum 4 years of experience in analytics, insights reporting, business intelligence, or portfolio/risk analytics in financial services (or equivalent experience)
Strong experience working with large datasets and delivering insights using tools such as Tableau, SQL, Alteryx, Python, or R
Experience with business intelligence and data visualization tools, including the ability to create executive-ready materials
Strong stakeholder management skills and excellent written and verbal communication, including the ability to explain complex results to senior audiences
Proven ability to manage multiple priorities, operate in ambiguity, and deliver high-quality work under time constraints
Demonstrated problem-solving skills, intellectual curiosity, and commitment to continuous learning and technology adoption

Nice To Haves

Experience in credit risk, commercial lending, or portfolio management, including familiarity with credit metrics and monitoring practices
Background in management consulting or a role requiring structured problem solving and executive-facing deliverables
Experience with automation, data pipelines, controls, or modern analytics practices such as reproducible workflows or LLM-enabled productivity in a governed environment

Responsibilities

Execute a comprehensive portfolio risk analysis strategy to strengthen credit risk reporting and analytics for the commercial lending portfolio, delivering clear insights and deep-dive analysis to inform risk management decisions
Analyze granular credit data to identify and communicate key findings to senior stakeholders, providing ongoing visibility into portfolio health, client selection, and credit risk drivers
Design and manage high-quality data analysis, dashboards, and reporting processes that meet internal and regulatory expectations for executive management decision making
Own and deliver ad-hoc analytics for senior stakeholders, translating urgent and ambiguous requests into well-scoped analyses and executive-ready outputs aligned to strategic priorities
Serve as a subject matter expert for portfolio data and reporting products, partnering across Risk, Finance, Product, and Technology to improve data quality, controls, and scalability
Drive innovation and automation by evaluating and adopting new analytics methods and tools to improve speed, consistency, and insight quality

Benefits

competitive total rewards package including base salary determined based on the role, experience, skill set and location
commission-based pay and/or discretionary incentive compensation, paid in the form of cash and/or forfeitable equity, awarded in recognition of individual achievements and contributions
comprehensive health care coverage
on-site health and wellness centers
a retirement savings plan
backup childcare
tuition reimbursement
mental health support
financial coaching

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