Business Banking Treasury Management Payment Consultant 4

U.S. Bank National Association•Chesterfield, MO

18d•Hybrid

About The Position

This position is responsible for the acquisition, expansion and retention of new Payment business, including Merchant, Treasury Management and Card products. The role involves contacting existing and prospective clients to provide consultative advice on the business cash conversion cycle, working capital management, and internal processes to develop Payment business. In collaboration with Business Banking Relationship Managers, the consultant will manage relationships with existing clients to ensure proper servicing and structure of accounts and to expand existing business. Key activities include conducting receivables and payables business operating cycle analyses, providing consultative and insightful feedback to clients, and offering product/service recommendations to create process efficiencies and other business flow benefits. The position requires leveraging available resources and technologies to optimize the client experience and serve clients with operational excellence and accuracy. The consultant is expected to meet or exceed assigned sales and revenue goals and retention objectives, and may assist in structuring and overseeing the implementation of new or modified Payment services. Additionally, the role involves building relationships in the community and identifying business development opportunities for U.S. Bank.

Requirements

Bachelor's degree, or equivalent work experience
Five to seven years of related experience

Nice To Haves

Thorough knowledge and hands-on experience with Treasury Management and Payments solutions, including ACH, wires, fraud mitigation tools, remote deposit capture, merchant services, and embedded payment platforms
Well-developed sales and new business development skills
Strong client service and relationship skills
Active listening and problem-solving skills
Familiarity with digital banking platforms and tools such as SinglePoint, Salesforce, and other client onboarding systems
Effective verbal and written communication skills, and the ability to work independently

Responsibilities

Contact existing and prospective clients to provide consultative advice on the business cash conversion cycle, working capital management and internal processes to develop Payment business.
In collaboration with Business Banking Relationship Managers, manage relationships with existing clients to ensure proper servicing and structure of accounts and to expand existing business.
Conduct receivables and payables business operating cycle analyses for identified client and prospective client relationships.
Provide consultative and insightful feedback to clients.
Provide product/service recommendations to create process efficiencies and provide other business flow benefits to the client or prospect.
Leverage available resources and technologies to optimize the client experience and serve our clients with operational excellence and accuracy.
Meet or exceed assigned sales and revenue goals and retention objectives.
May assist in the structuring of new or modified Payment services and oversee the proper implementation of those services.
Build relationships in the community and engage with local organizations.
Identify business development opportunities as well as ways for U.S. Bank to make a difference in the communities we call home.

Benefits

Healthcare (medical, dental, vision)
Basic term and optional term life insurance
Short-term and long-term disability
Pregnancy disability and parental leave
401(k) and employer-funded retirement plan
Paid vacation (from two to five weeks depending on salary grade and tenure)
Up to 11 paid holiday opportunities
Adoption assistance
Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law
Comprehensive benefits package, including incentive and recognition programs, equity stock purchase 401(k) contribution and pension