Business Banking Scored Underwriter II

Huntington National Bank • Columbus, OH

7d • Onsite

About The Position

Responsible for underwriting Business Banking loans to determine credit worthiness and compliance with Bank lending policy. Reviews all financial information to make credit decisions. Acts as a liaison to internal customers to resolve business lending issues. Maintains knowledge of lending policy and compliance standards. Works with loans of moderate credit exposure and complexity.

Requirements

• Bachelor's degree in Finance, Accounting or Business
• 3-5 years of experience underwriting or analyzing business or commercial clients in a banking environment.
• Microsoft Office Suites (excel, pp, word)
• Excellent analytical skills along with the ability to write in a concise, logical manner to clearly document transactions risks and mitigants.
• Customer service focus and good interpersonal skills are critical to be successful in this position along with a desire to work in a fast-paced environment.
• Applicants must be currently authorized to work in the United States on a full-time basis.

Nice To Haves

• Experience working in financial sales environment preferred.
• 3-5 years of experience underwriting or analyzing business or commercial clients in a banking environment, may be suitable if Bachelors Degree in related fields above is not present.

Responsibilities

• Independently underwrites and approves Business Banking loans up to $500,000.
• Reviews and analyzes application data and financial information received from customers.
• Provides advice to Business Bankers, Branch Managers and Business Banking Specialists on structure and terms.
• Interacts with Lenders to understand the credit request; obtain information and communicate credit decisions.
• Clearly documents the detail and requirements of loan decisions, including conditions to close.

Benefits

• Huntington will not sponsor applicants for this position for immigration benefits, including but not limited to assisting with obtaining work permission for F-1 students, H-1B professionals, O-1 workers, TN workers, E-3 workers, among other immigration statuses.

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level