Business Banking Relationship Manager I - Virtual Client

PNC•Unknown Location (99999), PA

2d•$75,000 - $150,000•Remote

About The Position

At PNC, our people are our greatest differentiator and competitive advantage in the markets we serve. We are all united in delivering the best experience for our customers. We work together each day to foster an inclusive workplace culture where all of our employees feel respected, valued and have an opportunity to contribute to the company’s success. The RM Virtual position manages a large book of business (400+ clients) in the $2-10MM segment. The role involves significant outbound calling, identifying business needs, and driving new opportunities within assigned relationships. Success requires the ability to sell effectively in a virtual environment, leverage technology quickly, and stay highly organized given the volume and pace. Candidates should be comfortable working with large sets of metrics, maintaining accountability, and operating in a monitored environment due to the role’s structure. Books of business are typically on one time zone but may not be territory‑concentrated. Analyzing business tax returns and structuring small business loans are a plus. While titled “virtual,” the role is remote. There will be some annual travel expectations for team meetings, and the hiring manager will review specific onsite requirements during the interview process. This position may be eligible for remote work in select geographic locations, subject to approval by PNC. If approved, work must be conducted from a quiet, secure, and confidential home-based workspace. Occasional in-office participation may be required based on business needs. PNC will not provide sponsorship for employment visas or participate in STEM OPT for this position.

Requirements

Roles at this level typically require a university / college degree, with 3+ years of relevant / direct industry experience.
In lieu of a degree, a comparable combination of education, job specific certification(s), and experience (including military service) may be considered.
Successful candidates must demonstrate appropriate knowledge, skills, and abilities for a role.
Listed below are skills, competencies, work experience, education, and required certifications/licensures needed to be successful in this position.

Nice To Haves

Analyzing business tax returns and structuring small business loans are a plus.
Business Banking
Client Outreach
Content Development
Credit Products
Credit Training
Customer Engagement
Customer Loyalty
Customer Solutions
Identifying Sales Opportunities
Sales
Small Businesses
Business Acumen
Client Relationship Management
Customer Experience Management.
Decision Making and Critical Thinking
Effective Communications
Managing Multiple Priorities
Selling.
Tech Savvy

Responsibilities

The Business Banking Virtual Relationship Manager is a regionally located, centrally focused sales position working within multiple markets.
This individual utilizes strong virtual communication skills in lieu of in-person meetings to manage existing clients.
This role is responsible for growing share of wallet with existing clients.
Identifies customer needs to help them succeed financially by presenting the full range of PNC's products and services.
Provides ideas and insights based on understanding of the client’s needs and their financial well-being while focusing on increasing client engagement and loyalty.
Remotely develops and manages clients across multiple markets, aimed at growing sales, increasing revenue and deepening share of wallet in an effort to transition them to primary clients.
Coordinates the implementation and documentation of non-credit products and services.
Leverages knowledge of the industry and market to prioritize efforts.
Manages the origination, financial analysis, negotiation and documentation of credit and non-credit products and services.
Leverages reporting and sales tools to proactively identify and successfully convert sales opportunities.
Collaborates with Virtual RM team to share best practices and opportunities.
Leverages Small Business sales development partners to engage in effective client outreach.
Utilizes technology to enhance client engagement and loyalty through multiple channels of communication.
Effectively manages risk/return in accordance with PNC's risk profile and drives quality for existing clients.
Actively identifies and mitigates different types of risk, such as regulatory, reputational, operational and credit risks.

Benefits

medical/prescription drug coverage (with a Health Savings Account feature)
dental and vision options
employee and spouse/child life insurance
short and long-term disability protection
401(k) with PNC match
pension and stock purchase plans
dependent care reimbursement account
back-up child/elder care
adoption, surrogacy, and doula reimbursement
educational assistance, including select programs fully paid
a robust wellness program with financial incentives
maternity and/or parental leave
up to 11 paid holidays each year
9 occasional absence days each year, unless otherwise required by law
between 15 to 25 vacation days each year, depending on career level; and years of service.