Business Banking Portfolio Monitoring Analyst

U.S. Bank National Association • Tempe, AZ

2d

About The Position

Supports Corporate and Commercial Banking Lenders, and Wealth Management Relationship Managers with financial analysis and loan monitoring. Completes accurate and consistent financial statements spreads, quarterly trend analyses, and covenant tests in accordance with bank spreading standards and credit policies. Maintains a compliance monitoring database that tracks credit approval requirements and receipt of customer’s financial reporting requirements on behalf of the Portfolio Managers and/or Relationship Managers. Responsible for reviewing financial statements, tax returns, personal financial statements and company compliance certificates to support lending activities associated with large credit transactions.

Requirements

• Typically a Bachelor's degree, or equivalent work experience
• Accounting and finance knowledge normally acquired through the completion of a bachelor’s degree in business, finance or accounting
• Some understanding of basic credit analysis, administration, and policy and procedures
• Good analytical and problem-solving skills and attention to detail
• Ability to identify and resolve exceptions and to interpret data
• Effective verbal, written, and interpersonal communication skills
• Ability to read and comprehend credit write-ups and loan documentation

Responsibilities

• Completes accurate and consistent financial statements spreads, quarterly trend analyses, and covenant tests in accordance with bank spreading standards and credit policies.
• Maintains a compliance monitoring database that tracks credit approval requirements and receipt of customer’s financial reporting requirements on behalf of the Portfolio Managers and/or Relationship Managers.
• Reviews financial statements, tax returns, personal financial statements and company compliance certificates to support lending activities associated with large credit transactions.

Benefits

• Healthcare (medical, dental, vision)
• Basic term and optional term life insurance
• Short-term and long-term disability
• Pregnancy disability and parental leave
• 401(k) and employer-funded retirement plan
• Paid vacation (from two to five weeks depending on salary grade and tenure)
• Up to 11 paid holiday opportunities
• Adoption assistance
• Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level