Business Banking - Business Banking Officer II

NBH Bank•Kansas City, MO

1d•Hybrid

About The Position

This position is ideal for someone looking to build a career in financial services. The company provides training and coaching throughout the onboarding experience, as well as on the job. As success is demonstrated, there will be opportunities for advancement within the organization. The company is committed to Equity, Diversity and Inclusion, and promotes the growth, revitalization and sustainability of the communities they serve through banking relationships, investing, grants, and volunteerism. They believe these elements are important in building and sustaining a successful organization and a positive, results-driven culture, striving for all associates to feel welcome and empowered at work.

Requirements

Bachelor’s degree in Business Administrations or equivalent combination of education and work experience.
5 + years of successful commercial or small business lending
5+ years of banking experience.
5+ years successful business-to-business development experience.
Working knowledge and understanding of SBA products, standard operating procedures, forms and documents, and eligibility requirements.

Nice To Haves

Master’s degree or equivalent combination of education and work experience.
7+ years of successful commercial or small business lending.
9+ years of banking experience.
Completion of a bank training or formal credit training program.
Strong credit background with ability to analyze financial statements, underwrite loans, and prepare loan presentations for approval by credit committees.
Strong oral and written communication skills with the ability to clearly and concisely articulate issues.
Ability to think creatively and meet challenges with resourcefulness.
Strong interpersonal skills with the ability to build peer and/or team cohesiveness.
Ability to work effectively in a collaborative environment.
Ability to prioritize competing demands and effectively manage multiple tasks and/or projects.
Proficient in MS office applications which include Outlook, Word, Excel and PowerPoint.

Responsibilities

Actively pursue business relationships for NBH Bank.
Provide a full range of banking services with an emphasis on loan and deposit business products, with a goal of earning 100% of the client’s relationship.
Focus on government-guaranteed loans (primarily SBA 7a and 504).
Collaborate with the bank’s SBA department on SBA production, pipeline, and closings.
Proactively call on clients / prospects / referral sources to ensure maximum results (acquiring, expanding, and retaining business banking relationships, with an enhanced focus on deposit, treasury and business lending growth).
Participate in community and business functions to ensure a positive image for the bank within the regions marketplace and establishing referral contacts within the community.
Achieve specific sales and services goals individually, and lead the banking center’s goals on a quarterly and annual basis.
Work with staff to develop and implement individual goals and objectives against established goals and standards for improving the competitive position of Bank Midwest/Hillcrest Bank/Community Banks of Colorado.
Critically review, analyze, and structure business loans.
Monitor loan portfolio performance by maintaining contact with the borrowers and understanding and resolving problems when appropriate.
Promote the Bank’s image in the community by participating in community activities, coordinating community development efforts, and presenting a favorable image in the community that will lead to new business relationship opportunities.
Identify market trends that may impact client’s business and utilize our solutions to provide opportunities to further partner.
Create, train, and coach a successful sales team through the development of associates with the primary goal to serve the clients' total financial needs resulting in greater market share, wallet share, and profitability.
Manage the relationship with various business partner entities to ensure cross-sales along with managing service quality to ensure ongoing client satisfaction.
Build a great rapport with clients and fellow associates, and treat others with respect and consideration regardless of their status or position.