Business Banking Lending Executive

Wells Fargo Bank•Charlotte, NC

About The Position

Wells Fargo Consumer Banking and Lending (CBL) serves customers across the country through online and digital channels, numerous retail branches, ATMs, and customer service centers. CBL is focused on innovating and transforming our business with customers at the center, better enabling them to engage with us how, when, and wherever they choose through a broad suite of financial products and services. Business Banking provides financial solutions designed to support small and mid-sized businesses in managing cash flow, accessing capital, and achieving their growth objectives. The team works closely with business owners to build lasting relationships and support customer acquisition, growth, and retention through thoughtful insights, collaborative engagement, and a broad set of offerings across deposits, lending, treasury management, and merchant services—delivering consistent, high-quality experiences that evolve with client needs. The Business Lending Executive leads an end-to-end Business Lending model that unifies product management, SBA lending, underwriting, and fulfillment into a single integrated capability. The role is designed to drive scalable lending growth that deepens primary relationships, expands profitability, and improves relationship returns, while maintaining strong risk and operational discipline. Success in this role is measured by the ability to deepen primary relationships, strengthen deposit attachment, and improve overall customer economics through effective lending. This role simplifies ownership across the lending lifecycle, improving time-to-close, pull-through, and productivity, while enabling scalable growth with strong risk and operational discipline. The role also owns lending transformation, ensuring delivery, governance, and technology-enabled change are directly tied to Business Lending outcomes.

Requirements

8+ years of Business Lending experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education
4+ years of management experience

Nice To Haves

Deep understanding of Business Banking lending and SBA lending, including product, underwriting, and fulfillment/operations integration.
Proven experience leading complex transformation and change portfolios with strong governance, intake, and delivery discipline.
Strong risk and controls orientation, including experience supporting audit and regulatory engagements.
Demonstrated capability in optimizing complex operating models, reducing rework, and standardizing processes while maintaining credit discipline.
Experience leveraging data and analytics to drive performance management, portfolio optimization, and decision-ready executive reporting.
Ability to achieve results in a high complexity environment.
Executive level communications.

Responsibilities

Lead an integrated Business Lending organization with end-to-end accountability for lending growth, revenue/returns contribution, relationship depth, and customer engagement and primacy.
Drive lending growth and optimization across Product and SBA lending, improving speed, consistency, and scalability while increasing pull-through, revenue, and customer impact.
Oversee integration of Fulfillment into the Business Lending operating model, strengthening handoffs and end-to-end execution discipline.
Own the primary integration points across product, underwriting, and fulfillment with a lens on time-to-close, pull-through, productivity, and customer outcomes.
Establish performance metrics, operating reviews, and decision routines that surface risks, dependencies, and decision points across the lending lifecycle.
Maintain strong management of regulatory, credit, and operational risk across the lending lifecycle; ensure controls, monitoring, and escalation routines are effective.
Own the business lending transformation agenda, ensuring delivery is tightly aligned to Business Lending outcomes and delivers measurable improvements in growth, productivity, and profitability.
Own intake, governance, and prioritization routines for lending change initiatives to ensure clarity, sequencing, and accountable execution.
Ensure strong issues management and audit/regulatory readiness across lending-related programs, releases, and remediation work.
Partner with Technology, Risk, Finance, and Operations to simplify processes end-to-end, execute legacy/system modernization milestones, and deliver measurable business value.