Business Banking Credit Team Lead - M&T Footprint

M&T Bank • Rochester, NY

4d • Hybrid

About The Position

This job requires 4 days a week in an M&T corporate office. Locations across the M&T footprint are open. Responsible for the quality and efficiency of the underwriting for Business Banking. Interacts on a daily basis with the Credit teams and sales partners regarding the underwriting of Business Banking loan requests.

Requirements

• Bachelor's degree in Accounting, Finance, or related discipline and minimum of 5 years' commercial credit experience or relevant analytical with a strong knowledge of accounting principles including 2 years coaching/training/mentoring or work leadership experience OR in lieu of degree a combined minimum of 9 years' higher education and/or work experience including a minimum of 5 years commercial credit experience with strong knowledge of accounting principles including 2 years' coaching/training/mentoring or work leadership experience.
• Proficiency with personal computers and relevant software packages.

Nice To Haves

• Proficiency with personal computers and relevant software packages.
• Strong leadership skills and ability to motivate others.
• Commitment to meeting the needs of both the internal and external customers of the department.
• Excellent communication (verbal and written) and interpersonal skills).
• Ability to maximize efficiency and maintain the consistent quality of the work produced by the credit analysis team.
• Exhibit a strong work ethic and consistently meet deadlines.
• Extensive knowledge of Bank's credit policies and procedures.
• Prior experience in a sales role

Responsibilities

• Responsible for the day to day activities of a team of Underwriters and/or Portfolio Managers to include the quality and efficiency of the underwriting
• Serve as the point person for work requests, prioritizes and assigns work, and monitors work flow.
• Support various segments in terms of credit functions.
• Manage/Support the sales override process
• Oversee the training of new underwriters and/or portfolio manager as required.
• Provides ongoing training to the department.
• Develop training materials and various forms.
• Maintain work logs and prepare monthly productivity reports for management, and other reports, as needed.
• Coordinate updates to the divisional processes and policies, writes procedures and develops analysis templates as needed.
• Resolve any policy, procedure, accounting or credit issues that occur.
• Participate in various Departmental projects associated with the Credit Function.
• Maintain an in-depth knowledge of accounting pronouncements and the effect on Bank credits.
• Exercise the usual authority as manager concerning staffing, performance appraisals, salary recommendations, promotions, hiring, terminations, performance management, and training, coaching and mentoring.
• Adhere to applicable compliance/operational risk controls in accordance with Company or regulatory standards and policies.
• Promote an environment that supports belonging and reflects the M&T Bank brand.
• Maintain M&T internal control standards, including timely implementation of internal and external audit points together with any issues raised by external regulators as applicable.
• Complete other related duties as assigned.
• Supervises and mentors a team (up to 7), comprised of credit staff, portfolio managers, and administrative staff.

What This Job Offers

• Job Type: Full-time
• Career Level: Manager