Business Banking Credit Review Specialist
About The Position
Responsible for conducting credit analyses including gathering, analyzing and interpreting all types of credit information on existing and prospective customers and portfolios. The data collected may include credit reports, industry research, and tax returns. Inputs the data gathered into tracking and/or reporting computer systems and/or databases. Prepares and presents credit reports to person(s) responsible for making lending decisions on new, renewal and extension loans. In some areas, this position may make credit decisions in a high-volume production environment. Monitors customer accounts and/or loan portfolios in order to identify potential issues and thereby maximize credit quality and minimize the company’s credit risk and potential loss. Sets up and maintains databases used to analyze accounts and/or portfolios. Prepares and presents credit reports to person(s) responsible for maintaining control over the credit standings of individual accounts and portfolios. Generally furnishes information relative to credit inquiries to appropriate parties.
Requirements
- Bachelor's degree, or equivalent work experience
- Typically three or more years of related experience
Nice To Haves
- Well-developed credit analysis and analytical skills
- Thorough knowledge of credit administration, policy and procedures
- Thorough knowledge of economics, accounting, and finance
- Good knowledge of risk analysis
- Effective technical report writing skills
- Effective verbal and written communication skills
Responsibilities
- Conduct credit analyses including gathering, analyzing and interpreting all types of credit information on existing and prospective customers and portfolios.
- Input data gathered into tracking and/or reporting computer systems and/or databases.
- Prepare and present credit reports to person(s) responsible for making lending decisions on new, renewal and extension loans.
- Monitor customer accounts and/or loan portfolios in order to identify potential issues and thereby maximize credit quality and minimize the company’s credit risk and potential loss.
- Set up and maintain databases used to analyze accounts and/or portfolios.
- Furnish information relative to credit inquiries to appropriate parties.
Benefits
- Healthcare (medical, dental, vision)
- Basic term and optional term life insurance
- Short-term and long-term disability
- Pregnancy disability and parental leave
- 401(k) and employer-funded retirement plan
- Paid vacation (from two to five weeks depending on salary grade and tenure)
- Up to 11 paid holiday opportunities
- Adoption assistance
- Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law
- Incentive and recognition programs
- Equity stock purchase
- 401(k) contribution
- Pension
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What This Job Offers
Job Type
Full-time
Career Level
Mid Level
