Business Banker

State Bank Financial•La Crosse, WI

5d•Onsite

About The Position

State Bank Financial is seeking a Business Banker in the greater La Crosse area who is serious about growing a portfolio of business as well as growing their career. In this client-facing role, you'll work closely with business owners to deliver smart financial solutions, manage portfolios, and drive growth — all while being supported by a collaborative team. Whether you're building on existing experience or ready to take on new challenges, this is a place where your ambition is valued, and your success is celebrated. If you're ready to make a difference and grow with a bank that invests in you, we’d love to connect! Title and salary will be commensurate with experience.

Requirements

Bachelor’s degree in accounting, finance, or business or equivalent.
Minimum two years’ previous sales experience required.
Operates personal computer in a Windows environment for word processing, spreadsheets, e-mail, internet/intranet and other bank specific software.
Utilizes a variety of office equipment including computer, printer, fax/scanner/copier, and multi-line telephone.
Strong computer skills and technical ability.
Ability to maintain the integrity of highly confidential customer and Bank information.
Ability to deal effectively with time pressures and stress that can change hourly depending on level of activity.

Nice To Haves

Commercial lending experience.
Basic knowledge of business and contract laws.

Responsibilities

Grow and manage a portfolio of commercial and commercial real estate clients in our market area.
Develop new prospective client relationships.
Profile and cross-sell financial services such as Investments, Merchant Processing, Retail Banking, to existing customers as well as prospects.
Operate within credit authority limits.
Monitor loan portfolio to ensure accounts are compliant.
Ensure the portfolio administration and risk management for each customer relationship is in compliance with the bank's credit policy, procedures and business strategy, as well as regulatory guidelines.
Screen/interview applicants to determine credit needs and analyzes financial information for credit requests and makes presentations/recommendations for the appropriate financial structure through the bank’s loan approval process.
Attend community events, volunteer, and serve the Bank’s community while continuing to grow visibility within the market.
Actively participate in business development activities for the purpose of attracting additional profitable business for the Bank.
Utilize government credit enhancement programs when deemed necessary to meet customer needs and Bank underwriting criteria.
Serve on Bank committees as needed.
Update knowledge and develop professionally on a continuing basis.
Participate in internal and external training and development opportunities as required.
Other job-related duties may be necessary to carry out the responsibilities of this position.