Business Banker II

S&T Bank•West Chester, PA

6d•Onsite

About The Position

Assumes direct responsibility for the development of banking relationships with respect to all business lines for assigned market and customers and prospective customers to develop new business and retain existing business through promotion of products and services.

Requirements

Requires a minimum of five years specialized experience, specifically credit/lending.
Operates a keypad device: 40% of the week.
Operates electronic equipment: 20% of the week; operates office equipment: 10% of the week.
Travels: 30% of the week.
Physical demands include travel by car to see customers, inspect construction sites, land developments, etc. Lenders also travel out of state to inspect projects, construction sites and meet customers.
Requires the use of manual dexterity skills for typing and data entry up to 40% of the business day.
Specific vision requirements include close vision of 18”-20” for computer work.

Nice To Haves

Requires a four-year college degree or equivalent, plus specialized training. Major or area of specialization: Finance/Accounting.

Responsibilities

Interviews customers and prospective customers and prepares documentation to acquire information concerning a customers business needs, abilities, and earnings for all business lines including: Collecting and analyzing financial data for proper account structure.
Maintaining aggressive calling program for new and existing customers.
Assisting other Regional Managers in generating business.
Attending and participating in community affairs to promote the bank’s image.
Maintains a close working relationship with branch managers in order to develop new business.
Develops and maintains a network of referral professionals such as attorneys, realtors, and other center of influences.
Calls on new prospects as referred from all other areas of the bank, as well as courthouse lists, referrals from prospects, and prospect lists.
Carries out a variety of business development activities to identify bank prospects.
Receives and responds to various customer questions and solves customer problems.
Maintains a good working relationship with bank employees.
Demonstrates strong interpersonal skills with the ability to work independently, as well as motivated to work as a team player to contribute to the success of the department and in turn, the organization.
Assumes additional responsibilities as required.