Business Banker Group Director - Birmingham or Huntsville location preferred

South State Bank•Mountain Brook, AL

12d

About The Position

The Business Banker Group Director leads a team of Business Banking Relationship Managers to grow business relationships through loan origination and deposit expansion while applying disciplined credit judgment and risk management. The role provides leadership, coaching, and oversight to support team performance, consistent execution, and adherence to credit and risk standards. The preferred location is Birmingham or Huntsville; the listed work location is 600 Luckie Dr Suite 200, Birmingham, Alabama 35223. The director guides sales activity and business development across the assigned geography, develops growth strategies with the Director of Business Banking, and works with leadership to communicate product changes and developments to local teams. The role supports relationship growth and portfolio management, reviews loan packages as requested, monitors portfolio risk, coordinates with internal partners, and promotes deposit and fee-income growth. It also oversees appropriate fraud-risk controls and regulatory compliance, including BSA/AML and Fair Lending.

Requirements

Bachelor’s degree in Finance, Business, or a related field, or equivalent experience in a related field.
At least 10 years of banking experience, with a strong emphasis on business lending, credit analysis, and deposit relationship management.
Demonstrated leadership or team oversight responsibilities.
Ability to independently structure and manage complex credit relationships with limited oversight.
Track record of achieving or exceeding loan production, deposit growth, and revenue goals.
Ability to coach, develop, and influence front-line bankers to drive performance and adherence to standards.
Strong understanding of business banking products, credit fundamentals, regulatory requirements, and risk management practices.
Ability to evaluate lending opportunities and guide deal structure, credit quality, policy adherence, and risk considerations.
Ability to assess and mitigate credit, operational, compliance, and fraud-related risks.
Strong organizational skills and attention to detail in reviewing loan documentation, credit recommendations, client information, and portfolio performance.
Effective communication with bankers, clients, and internal stakeholders, including the ability to translate complex concepts into actionable guidance.
May be required to obtain applicable lending or NMLS registration, as appropriate for the role.
Ability to communicate effectively in person, by phone, and through electronic channels.
Ability to use a computer and digital systems frequently, including sustained attention to financial data, reports, client records, and a monitor.
Ability to sit, stand, and/or walk for extended periods; bend and reach.
Ability to review, interpret, and validate detailed financial documents, loan files, and client information accurately.
Ability to travel periodically within the assigned market for client meetings, community and business-development events, and relationship-growth activities.
Maintains a professional appearance that reflects the organization’s standards.

Responsibilities

Lead, guide, coach, and develop a team of Business Banking Relationship Managers, supporting consistent performance and execution aligned with bank objectives.
Guide and develop Relationship Managers’ ongoing sales activities across their assigned geography.
Develop business growth strategies with the Director of Business Banking and promote products aligned with bank goals and strategy.
Work with leadership on growth strategies and communicate product changes, enhancements, and developments to local teams.
Develop, execute, and reinforce targeted prospecting and relationship-expansion strategies using referral networks, outbound calling, and community engagement.
Provide guidance on deal structuring, business development, and portfolio management.
Review and validate team members’ loan packages as requested for accuracy, completeness, credit-policy compliance, and risk standards.
Monitor portfolio risk and performance, evaluate financial trends and risk-rating movements, identify emerging credit issues, and implement timely mitigation strategies.
Partner with branch, credit, treasury, and operational teams to coordinate solutions, streamline deal execution, and improve the client experience.
Maintain extensive knowledge of products and services available to business customers.
Assist with managing and expanding business relationships by deepening engagement, increasing loan outstandings, and growing primary operating deposit relationships.
Drive core deposit and fee-income growth through referrals to Treasury Management, merchant services, and other internal partners, while coaching team members on deposit-growth strategies.
Mitigate fraud and operational risk by validating client identity and business legitimacy, analyzing transaction patterns, enforcing due diligence, and escalating suspicious activity.
Provide second-line review as requested and oversee team activity to support consistent detection and escalation of potential fraud risks.
Ensure compliance with applicable regulations and bank policies, including BSA/AML and Fair Lending, through documentation, audit readiness, and adherence to risk frameworks.
Use coaching, goal setting, performance feedback, development planning, pipeline management, and performance monitoring to support team objectives.
Review and challenge team credit recommendations to promote sound underwriting, consistent credit decisions, and adherence to risk standards.
Support onboarding, mentoring, succession planning, and ongoing skill development.
Perform additional duties and responsibilities as assigned.