Business Analyst Credit Card Lending Loan Origination mandatory Experi

IPolarity • Whippany, NJ

2d • Hybrid

About The Position

We're looking for a highly motivated professional to join our team and help drive innovative lending solutions within the banking and financial services industry. This role involves gathering, analyzing, and documenting business requirements for credit card application and loan origination processes, converting them into user stories and diagrams, analyzing funnel metrics, supporting UAT and production issues, and partnering with various teams to deliver business solutions. The Business Analyst will also be responsible for maintaining Business Requirement Documents (BRDs), functional specifications, and traceability matrices.

Requirements

• 10+ years of Business Analysis experience
• Banking or Financial Services domain experience
• Agile/Scrum methodologies
• Credit Card Lending
• Loan Origination Systems (LOS)
• Credit Decisioning & Underwriting Workflows
• Bureau Data Integration
• User Stories & Acceptance Criteria
• UAT & Production Support
• Strong communication and stakeholder management skills

Nice To Haves

• Knowledge of Reg B, FCRA, and KYC/AML regulations
• Process & Data Flow Documentation
• Experience working with Credit Risk and Compliance teams

Responsibilities

• Gather, analyze, and document business requirements for credit card application and loan origination processes.
• Convert business requirements into user stories, acceptance criteria, and process/data flow diagrams.
• Analyze loan origination funnel metrics and recommend process improvements.
• Support User Acceptance Testing (UAT), defect triage, and production issue investigations.
• Partner with Credit Risk, Compliance, Fraud, Product, and Engineering teams to deliver business solutions.
• Maintain Business Requirement Documents (BRDs), functional specifications, and traceability matrices.

What This Job Offers

• Job Type: Full-time
• Career Level: Senior
• Education Level: No Education Listed