Business Analyst Risk Analytics

FIRST PREMIER BANK•Sioux Falls, SD

31d

About The Position

At First PREMIER Bank and PREMIER Bankcard, we’ve created a culture that emphasizes personal success, respect, health, and wellness, fun and giving back. This is an environment where you will be rewarded, valued, and celebrated for your hard work. We offer a robust and expanded package of health benefits, incentives, paid time off and growth and career advancement opportunities. We celebrate our employees and show our appreciation with private concerts, outdoor bashes, cash and car giveaways and more! See some of our epic celebrations and employee recognitions. Considered one of the nation’s strongest financial organizations, we’ve achieved our success by embodying the views and values of The PREMIER Way. From our CEOs to the newest hires, we all follow these shared views and values to guide us on how to treat our customers, co-workers and communities. The PREMIER Way also serves as a roadmap on how to be successful inside and outside of the workplace. We believe in investing in our employees, their families and our communities. Job Purpose: Drive data-driven insights and optimize risk strategies for our credit card portfolio. Responsible for analyzing complex data sets, identifying trends, and providing actionable recommendations to enhance risk processes and improve overall financial performance. Leverage experience and expertise in data science, analytics, and consumer finance to support the development and implementation of innovative solutions that align with the company's strategic goals.

Requirements

Proficiency with data visualization tools such as Power BI, Tableau, or Qlik Sense.
Expertise in SQL, SAS, Python, or R for data analysis and manipulation.
Experience with cloud computing and databases, including Snowflake, DBeaver, and Tidal.
Strong verbal and written communication skills, with the ability to articulate complex analytical findings into actionable business insights.
Strong ability to work independently and make informed decisions.
Great attention to detail, analytical thinking, organizational skills, and the ability to multitask and solve problems effectively.
Ability to handle stress, exercise self-control, and adhere to company policies and procedures while upholding company values.
Bachelor’s degree in data science/Analytics or a related field (i.e. Business), required.
Two (2+) or more years of practical business experience in financial services with consumer finance, preferred.

Nice To Haves

Demonstrated experience and/or understanding of credit card systems or financial institutions, preferred.

Responsibilities

Understand both data and business operations to formulate questions, analyze, and deliver insights to executives on potential changes to operations, products, or services.
Seek out business opportunities using data and provide actionable recommendations to management.
Conduct independent research, assess priorities, and adapt to changing needs with minimal supervision.
Identify and develop advanced analytical techniques to respond proactively to market dynamics.
Utilize cloud data environments and tools such as Snowflake, Tidal, and DBeaver.
Apply both qualitative and quantitative analysis techniques, including statistical approaches, to solve analytics problems.
Leverage advanced mathematics, programming, and tools like statistical modeling, machine learning, and AI for large-scale analysis.
Mentor lower-level analysts, fostering intellectual curiosity, critical thinking, and problem-solving abilities.
Define key performance indicators (KPIs) and metrics to track the progress and impact of strategic initiatives.
Develop business cases and presentations to communicate strategic insights and performance metrics to senior leadership.

Benefits

At PREMIER you get more than a paycheck, you get a rewarding career where you can make a difference!
We value people and treat our employees as our greatest resource. We actively invest in their professional growth and development, make a strong effort to recognize achievement and take the time to celebrate success.
Paid volunteer hours encourage PREMIER employees to get involved in the community.
PREMIER employees who work 20+ hours per week are eligible for full-time benefits, including medical coverage with free vision and dental insurance.
We offer expanded Paid Time Off and a highly competitive 401(k) plan that features a dollar-for-dollar company match after 120 days of employment.
Employees can experience personal and professional growth through PREMIER University. It offers skill-based training, leadership classes and inspirational national speakers.
PREMIER Wellness unifies physical and mental health, financial wellness and community giving under one program designed to help employees find optimal work/life wellbeing.
Through our Employee Assistance Program, employees have access to free counseling sessions, online resources and legal support.
Community Giving offers our employees purpose-driven, meaningful opportunities where they know they are making a difference.
Recognizing and rewarding success is an important part of the PREMIER culture. We celebrate and show our appreciation with private concerts and special events.
At quarterly staff meetings, employees who have gone above and beyond in their job or in their community are awarded a PREMIER Performer or PREMIER Eagle Service Award.
Employees celebrating 20, 25, 30, 35, 40, 45 and 50 year Milestone Anniversaries receive $1,000 for every year they have worked with PREMIER.