Business Analyst Regulatory Reporting

Capgemini • Irving, TX

1d • $86,129 - $127,189 • Onsite

About The Position

We are seeking an experienced Business Analyst – Banking Finance & Regulatory Reporting with 8–12 years of experience in banking and financial services. The ideal candidate will possess strong expertise in capital planning, regulatory reporting, financial forecasting, balance sheet management, and financial analysis. This role will partner closely with Finance, Treasury, Risk, Compliance, and Technology teams to support strategic decision-making, regulatory compliance, and financial performance management.

Requirements

• 8–12 years of experience in banking and financial services.
• Strong expertise in capital planning, regulatory reporting, financial forecasting, balance sheet management, and financial analysis.

Responsibilities

• Lead and support annual and rolling capital planning activities, including CCAR (Comprehensive Capital Analysis and Review), stress testing, and scenario analysis.
• Identify trends, variances, risks, and opportunities to optimize capital allocation.
• Monitor capital adequacy metrics and provide recommendations to Treasury and Finance leadership.
• Build, enhance, and maintain driver-based financial forecasting models for budgeting, capital planning, and scenario analysis.
• Present forecast outputs with clearly documented assumptions, sensitivities, and key risk indicators to senior stakeholders.
• Strengthen model governance, documentation standards, and version-control practices.
• Calculate Risk-Weighted Assets (RWA) and assess capital adequacy across portfolios.
• Calculate and monitor Supplementary Leverage Ratio (SLR) and regulatory capital exposures for financial instruments.
• Support month-end and quarter-end close processes in coordination with Accounting and FP&A teams.
• Manage reporting cycles, including accruals, provisions, reconciliations, and intercompany eliminations.
• Prepare executive-level financial reporting packages and performance commentary.
• Conduct detailed P&L attribution analysis to support business performance reviews and management decision-making.
• Prepare and submit regulatory reports in compliance with applicable frameworks, including: IRRBB, PPNR, Basel III/IV, IFRS 9, Other regulatory requirements.
• Develop and maintain reporting controls, documentation, and audit trails.
• Participate in ICAAP (Internal Capital Adequacy Assessment Process) and related capital adequacy initiatives.
• Model and analyze: Credit Risk RWAs, Market Risk RWAs, Operational Risk RWAs, Net Interest Margin (NIM), Economic Value of Equity (EVE), Cost of Funds, Asset Liability Management (ALM), Liquidity Risk.
• Maintain a strong understanding of the organization’s Chart of Accounts (CoA) and ensure consistent reporting across entities.
• Support financial governance and reporting standardization efforts.
• Perform detailed variance analysis and profitability assessments.
• Serve as a trusted analytical partner to the CFO, Treasurer, Finance Directors, and senior leadership.
• Translate complex financial and regulatory data into clear, actionable business insights.
• Collaborate with Treasury, Risk, Compliance, Accounting, and Technology teams on strategic initiatives.
• Support ad hoc analysis and management reporting requests.

Benefits

• Paid time off based on employee grade (A-F), defined by policy: Vacation: 12-25 days, depending on grade
• Company paid holidays
• Personal Days
• Sick Leave
• Medical, dental, and vision coverage
• Retirement savings plans (e.g., 401(k) in the U.S., RRSP in Canada)
• Life and disability insurance
• Employee assistance programs

What This Job Offers

• Job Type: Full-time
• Career Level: Senior
• Education Level: No Education Listed